Last updated: 16/07/26
Excess is the amount of money you agree to pay should the unfortunate happen, and you need to make a claim to your insurer. It applies per person, per event. For example, if your excess is $100 and you make a successful claim for a doctor’s bill, $100 will be deducted from the total amount paid.
The default excess is $200; you may choose from $0, $100 or $200 during the quotation process, depending on your preferences.
For full details of the benefits, terms and conditions, limits, sub-limits and exclusions that may apply, please refer to the relevant Policy Wording Documents (PDS).