Smartraveller.gov.au and the Department of Foreign Affairs recommend that every traveller take out holiday insurance before they leave Australia, no matter how safe they feel their trip will be. If you need medical treatment, have your passport stolen or need emergency assistance to get the help you need, then travel insurance can assist you. When you’re back from holidays, you want to come away with happy memories, souvenirs to remember your trip by, and an eagerness to plan your next getaway. Nobody wants or expects a medical emergency, but sometimes things do go wrong, and costs can quickly skyrocket into the tens of thousands. With travel insurance, we worry about the cost of things like emergency transport, so that you can concentrate on getting well again - you don’t need hundreds of thousands in hospital bills (yep, that happens more often than you think!) to follow you home.
Even if you don’t need a specially commissioned aircraft carrier with onboard medical personnel, you may need coverage for more ‘normal’ emergencies, like lost or stolen baggage, travel delays or damaged valuables. We offer natural disaster coverage as an option as well, because some areas of the world are more prone to natural disasters than others: Bali ash clouds are almost regular occurrences now, so if you want cover for that, it’s really important that you choose the optional add-on.
In Australia, getting cheap travel insurance directly from a provider could be easier than what you think. Simply request a quote online and compare different levels of cover. Most of the time it’s just a fraction of your airline ticket and it can even work out equivalent to one dinner out while you’re away. Try to think of travel insurance as part of the necessities of travel, rather than something you might splurge on.