Whether you are travelling as a fully qualified diver, or as a rookie, InsureandGo can provide you with cover to a depth of 30 metres. Please note that scuba diving is only covered under international policies. Any claims directly or indirectly arising from scuba diving will not be covered by our domestic policy.
Excess is the amount you pay us in the event of a claim being approved. Our excess applies per person, per event, per claim. You can choose the excess you want ($100, $200, $0), but be aware this will change the price of your initial premium.
You need to be in Australia at the time of purchasing your insurance. If you are overseas, we are unable to offer you new or different insurance. You may be eligible to extend the dates of your existing cover, so shoot us an email and find out.
Yes, you can upgrade your policy at any time prior to departure providing there are no claims or pending claims.
We may be able to offer cover to anyone whom is under the age of 100. However, please note that if you over the age of 65 the maximum duration we can offer you insurance for is 90 days.
With our policies you will be entitled to a full refund of the premium paid if you cancel this within 14 days of purchasing your policy. Please note that we do not offer any refunds on policies outside the cooling off period.
Our Gold policies cover your rental car excess up to $8,000 for International policies and up to $7,500 on Domestic policies. However, you need to make sure that the rental car is insured (confirmed by the rental company), as we do not pay for full damages to a rental car, only your excess. Please note, motorbikes are excluded.
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