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Click here for our travel alert about the November 2024 Eruption: Indonesia’s Mount Lewotobi Laki-Laki.
Due to the current conflict in Ukraine, our policies exclude coverage for any trips to Russia, Ukraine or Belarus. Check out the latest travel alerts here before buying a policy.

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Seniors Travel Insurance

Here at InsureandGo, a multiple award-winning travel insurance company, we provide seniors travel insurance at competitive rates.

Our friendly and knowledgeable team is here to answer any questions you may have, and travel knowing that you are backed by an expansive 24/7 global assistance network. InsureandGo is fully owned by Europ Assistance. Europ Assistance has a global presence in more than 200 countries, with a network of more than 750,000 assistance providers averaging 10 million assistance interventions every year. In 2019 alone, Europ Assistance helped 1.2 million travellers worldwide.

Our products have been recognised by Canstar in 2013, 2014, 2015, 2019, 2022, 2023 and 2024. Recently, we won the Canstar Award for “Outstanding Value - International Travel Insurance", for the 2nd consecutive year and "Outstanding Value - Seniors Travel Insurance”, for the 3rd consecutive year.

In 2024, we received the Finder 2024 Award for “Trusted Brand - Travel Insurance”, and the WeMoney 2024 Award for “Best for Seniors Travel Insurance”. You can also check out external review sites like Product Review and Feefo for unbiased customer feedback.

Annual trip

Why Travel With Us as a Senior?

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Cover up to 100 years of age (Cruise and Bare Essential Policies cover up to 79 years of age)
All pre-existing conditions considered
All pre-existing conditions considered
Quick and easy online claims process
No upfront medical certificates required upon application
All pre-existing conditions considered
Unlimited overseas medical expenses
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14 day cooling off period
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Quick and easy online claims process

Selecting a Seniors Travel Insurance Policy

Offering policies for domestic, single-trip international, annual multi-trip international, and cruise travel, you can be assured to find the right product for your next holiday. We provide coverage for seniors up to 100 years of age (Cruise and Bare Essential Policies cover up to 79 years of age). This affordable and quality cover has made us a great option for seniors over 65.

There is no need to search for a specific Seniors policy. Simply select the trip type that best describes your journey in the quote box above when you request your instant quote. You’ll be presented with 3 levels of cover where you can compare the products and their quotes.

Pre-Existing Medical Conditions:

InsureandGo strives to offer the best possible comprehensive coverage possible; therefore we consider all pre-existing medical conditions for possible cover, subject to agreement, without any up-front medical certificates. A pre-existing medical condition is any diagnosed medical condition for which, in the last 5 years, you or any insured person has suffered from or has received any form of medical advice, treatment or medication.

Our policies cover many pre-existing conditions, some at no extra surcharge. To see if we can cover yours, please complete our medical assessment online at 4th step of quote journey or over the phone. 

To obtain a quote online, simply fill in the quote box above, which will allow you to compare our products and quotes. Before submitting your payment details, you have the option to declare all medical conditions online; this will only take you a few minutes. You will be able to save your quote for when you’re ready to purchase as all quotes are valid for 30 days. Note that selecting our Gold Level Coverage option will provide you with unlimited cancellation.

Travelling with grandchildren:

Spend more time with your grandchildren without spending any extra for your insurance. In addition to covering all your needs, your policy^ will cover any grandchildren (under 18yrs) travelling with you for free**.

Most Common Questions

What is the maximum age you can insure up to?

We cover up to 79 or 100 years of age, subject to policy type and cover level selected.

Do you cover pre-existing medical conditions?

We consider all pre-existing medical conditions for possible cover, subject to agreement, in all of our travel insurance products, except for our Domestic Travel Insurance. To determine whether your condition will be covered, you will need to complete the Medical Assessment during the purchase process online or over the phone

Read the Product Disclosure Statement for more information.

If cover is refused for my pre-existing medical condition, am I still covered for my trip?

If, subject to our medical questionnaire, we are unable to cover your pre-existing medical conditions, we will only exclude any claims directly/indirectly relating to those conditions. Please keep in mind that you are still insured medically for a new condition that may unexpectedly arise overseas as well as accidental injuries and illnesses.

Read the Product Disclosure Statement for more information.

Is there a Senior’s travel insurance policy I need to purchase?

No. Simply select the trip type that best describes your journey.

I have an elderly parent, am I covered if I have to cancel my trip due to something happening to my parents?

With our Silver and Gold policies, we do offer cover for cancelling your trip prior to departure due to the unforeseeable death, illness or injury of one of your parents. Your parents must live in Australia and be in Australia at the time, and this cover does not include any cover for pre-existing medical condition of non-travelling relatives. Please refer to the policy wording for any benefit limits

Read the Product Disclosure Statement for more information.

Do you cover flight delays after departure?

Under the InsureandGo Silver and Gold levels of cover, we will reimburse the cost of your necessary additional meals and accommodation expenses, if during a trip, any individual leg of your trip, is delayed for more than 12 hours, as long as you eventually go on the holiday.

The amount you can claim varies depending on the level of cover that you have purchased with us. Please refer to the policy wording documents for more information. 

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InsureandGo is rated 4.0 from 6,625 reviews

**Children (including fostered, or adopted children) travelling with either their parents or grandparents will be provided with travel insurance cover for no additional cost (any pre-existing medical conditions may incur an additional charge). This is provided they are under 18 years of age, named on the Policy Schedule and are financially dependent on either their parents or grandparents.