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Easy Single-Trip Travel Protection

Whether you’re adventuring overseas or travelling within Australia, preparing yourself for unexpected costs is as essential as packing a toothbrush. Single-Trip travel insurance is designed to give you added peace of mind whilst on your journey, helping with things like medical emergencies, trip cancellations and lost belongings.

Tailored for solo travellers, couples or families embarking on a single domestic or international journey, this competitive coverage lets you focus on making memories, helping reduce unexpected costs so you can enjoy your trip. Our Single-Trip cover includes unlimited cover for medical costs overseas and can provide cover for delayed or lost baggage and trip cancellations, depending on the level of cover you select§.

Note: This page contains general advice only and does not take into account your objectives, financial situation or needs.

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Person walking along a narrow trail through lush green hills and tropical vegetation in Bali

Why choose us for your Single-Trip Travel Insurance?

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24/7 emergency assistance
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Kids travel free
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Pregnancy cover for up to 30 weeks
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Presence in more than 190 countries
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21-day cooling off period
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Network of more than 750,000 assistance providers

We are a ProductReview.com.au Travel Insurance award winner1 for 2025 and 2026.

Our products have also earned Canstar awards in 2013, 2014, 2015, 2019, 2022, 2023, and 2024, including 'Outstanding Value - International Travel Insurance' for two consecutive years and 'Outstanding Value - Seniors Travel Insurance' for three consecutive years.

In 2024, we received the Finder Award for ‘Trusted Brand - Travel Insurance’ and the WeMoney Award for 'Best for Seniors Travel Insurance'

24/7 emergency assistance

Global emergency support, no matter where or when you need help. Call us any time: +612 9333 3999 (reverse charge).

Kids travel free

Children and grandchildren under 18 are covered at the same level of protection as adults at no extra charge.

21-day cooling-off period

Our 21-day cooling-off period gives you flexibility to adjust your policy if needed.

Pregnancy cover

Travelling while expecting? Our travel insurance includes pregnancy cover for up to 30 weeks.

So, what are you covered for?

Our packages provide cover for a range of listed events (subject to policy terms), providing added peace of mind on your journey.

Medical emergencies

Unlimited coverage for reasonable medical costs, including hospital stays, surgeries and emergency evacuations incurred overseas.

Trip cancellation or interruption

Coverage for unrecoverable travel costs if your trip is cut short or cancelled (unlimited on Gold policies).

Baggage and personal belongings

Baggage covered up to $15,000 on Gold policies.

Travel delays

Up to $3,000 in travel delay expenses on Gold policies.

Personal liability

Coverage against legal liability for bodily injuries or property damage to others up to $5 million on Gold policies.

Please note: These benefits are a summary. Please see our Product Disclosure Statement or PDS for details of benefits, limits and exclusions.

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Single-Trip Travel Insurance Benefits

Competitive coverage

Our competitive plans that deliver comprehensive benefits tailored to different kinds of travellers, for those who are hopping across the state or venturing across the globe.

Added peace of mind

Travel with added confidence knowing you're prepared for unexpected events like medical emergencies, trip cancellations and lost luggage.

Flexible options

Choose from different levels of cover depending on the type of trip you’re planning and your budget. Our PDS outlines the features, limits and optional upgrades available. We also have a 21-day cooling-off period in case you need to adjust your policy, depending on your plan and policy terms.

24/7 support

We provide round-the-clock support in case of emergency. Call us any time: +612 9333 3999

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Which destination to select for your trip

Choosing the right destination coverage gives you an added layer of protection on your trip. For holidays within Australia, select a Domestic Single-Trip policy. If you're venturing beyond Australia, choose an International Single-Trip policy and let us know your main destination.

Be sure to include any countries or regions where you will be spending more than 48 hours in during your trip.

Select a region to see its countries (international Single-Trip)

South Pacific

American Samoa; Australia; Cook Islands; Fiji; French Polynesia; Guam; Kiribati; Marshall Islands; Micronesia, Federated States of; Nauru; New Caledonia; New Zealand; Niue; Northern Mariana Islands; Palau; Papua New Guinea; Pitcairn; Samoa; Solomon Islands; Tokelau; Tonga; Tuvalu; Vanuatu; Wallis and Futuna

Asia (excluding Nepal)

Bangladesh; Bhutan; Brunei Darussalam; Cambodia; China; Hong Kong; India; Indonesia; Japan; Korea, Democratic People's Republic of; Korea, Republic of; Lao People's Democratic Republic; Macao; Malaysia; Maldives; Mongolia; Myanmar; Philippines; Singapore; Sri Lanka; Taiwan, Province of China; Thailand; Timor-Leste; Vietnam

Europe

Albania; Åland Islands; Andorra; Austria; Belarus; Belgium; Bosnia and Herzegovina; Bouvet Islands; Bulgaria; Canary Islands; Croatia; Cyprus; Czechia; Denmark; Estonia; Faroe Islands; Finland; France; Germany; Gibraltar; Greece; Guernsey; Holy See; Hungary; Iceland; Ireland; Isle of Man; Italy; Jersey; Kosovo; Latvia; Liechtenstein; Lithuania; Luxembourg; Malta; Moldova, Republic of; Monaco; Montenegro; Netherlands, Kingdom of the; North Macedonia; Norway; Poland; Portugal; Romania; Russian Federation; San Marino; Serbia; Slovakia; Slovenia; Spain; Sweden; Switzerland; Svalbard and Jan Mayen; Ukraine; United Kingdom of Great Britain and Northern Ireland

Africa

Algeria; Angola; Benin; Botswana; Burkina Faso; Burundi; Cabo Verde; Cameroon; Central African Republic; Chad; Comoros; Congo; Congo, Democratic Republic of the; Côte d'Ivoire; Djibouti; Egypt; Equatorial Guinea; Eritrea; Eswatini; Ethiopia; Gabon; Gambia; Ghana; Guinea; Guinea-Bissau; Kenya; Lesotho; Liberia; Libya; Madagascar; Malawi; Mali; Mauritania; Mauritius; Mayotte; Morocco; Mozambique; Namibia; Niger; Nigeria; Réunion; Rwanda; Sao Tome and Principe; Senegal; Seychelles; Sierra Leone; Somalia; South Africa; South Sudan; Sudan; Tanzania, United Republic of; Togo; Tunisia; Uganda; Western Sahara; Zambia; Zimbabwe

Worldwide excluding USA, Canada, Mexico, Central & South America, Nepal & Antarctica 

Afghanistan; Armenia; Azerbaijan; Bahrain; British Indian Ocean Territory; Crimea, Zaporizhzhia, Kherson, Donetsk and Luhansk People's Region; Curaçao; Georgia; Iran, Islamic Republic of; Iraq; Israel; Jordan; Kazakhstan; Kuwait; Kyrgyzstan; Lebanon; Oman; Pakistan; Palestine, State of; Qatar; Saudi Arabia; Syrian Arab Republic; Tajikistan; Türkiye; Turkmenistan; United Arab Emirates; Uzbekistan; Yemen

Worldwide including USA, Canada, Mexico, Central & South America, Nepal and Antarctica (Cruises only) 

Antigua and Barbuda; Anguilla; Antarctica (cruise only); Argentina; Aruba; Bahamas; Barbados; Belize; Bermuda; Bolivia, Plurinational State of; Bonaire, Sint Eustatius and Saba; Brazil; Canada; Cayman Islands; Chile; Colombia; Costa Rica; Cuba; Dominica; Dominican Republic; Ecuador; El Salvador; Falkland Islands (Malvinas); French Guiana; French Southern Territories; Greenland; Grenada; Guadeloupe; Guatemala; Guyana; Haiti; Honduras; Jamaica; Martinique; Mexico; Montserrat; Nepal; Nicaragua; Panama; Paraguay; Peru; Puerto Rico; Saint Barthélemy; Saint Helena, Ascension and Tristan da Cunha; Saint Kitts and Nevis; Saint Lucia; Saint Martin (French part); Saint Pierre and Miquelon; Saint Vincent and the Grenadines; Sint Maarten (Dutch part); South Georgia and the South Sandwich Islands; Suriname; Trinidad and Tobago; Turks and Caicos Islands; United States Minor Outlying Islands; United States of America; Uruguay; Venezuela, Bolivarian Republic of; Virgin Islands (British); Virgin Islands (U.S.)

Countries in red are not covered by this insurance. Due to safety, security concerns, international sanctions, or limited emergency servicing, we are unable to provide coverage for travel to these countries.

Current as of 07 October 2026. This information is a general guide only. It may change and should not be relied on as complete or up to date. If you have any questions regarding which region to select or whether we can offer cover for your destination, please contact our customer service team.

There is no cover on this policy for Antarctica.

This policy will not cover any loss, injury or illness, dental, damage or legal liability arising directly or indirectly from travel in, to or through destinations that are subject to "Do Not Travel" advice from the Australian Government, as well as events occurring in any international conflicts or interventions involving the use of force or coercion, or where a sanction would prevent us from paying your claim (see General condition 16 and General exclusions 12 and 13 for more detail).

Before you travel, always check:

What is Single-Trip Travel Insurance?

Single-Trip Travel Insurance is designed to prepare you for a domestic or international journey. Unlike annual multi-trip policies, this coverage is suited for a single trip, providing additional protection for that specific period.

If you're planning a short stint or an extended overseas adventure, Single-Trip Travel Insurance is ideal for travellers who want added peace of mind throughout their travels, ensuring you are prepared for unforeseen events like medical emergencies, trip cancellations, lost luggage and travel delays.

What isn’t covered

While our Single-Trip Travel Insurance provides added peace of mind, there are some exclusions you should be aware of. Your policy won't cover:

Not covered

  • Pre-existing medical conditions that weren't declared or aren't covered under your policy
  • Engaging in high-risk activities not specified in your policy terms
  • Travelling against official government travel advisories
  • Unattended luggage or personal belongings

For full details of the benefits, terms and conditions, limits, sub-limits and exclusions that may apply, please refer to the relevant Product Disclosure Statement (PDS). If you need any assistance, call us for support on +612 9333 3999

How to purchase Single-Trip Travel Insurance

1

Get started

Select your trip type, destination, dates and who is travelling with you.

2

Choose your plan

Review the inclusions and coverage amounts, and choose from Bare Essentials, Silver or Gold.

3

Review excess and upgrades

Add any extra cover you might need for things such as natural disasters cover and winter sports.

4

Add your personal information

We’ll need the policyholder’s information, along with any pre-existing medical conditions.

5

Review quote, accept declaration and pay

Once you’re happy with the quote, accept the declarations and follow the steps to complete payment. Or we’ll email you the quote to pay later.

Ready to get a quote?

Protect your travels wherever you’re headed, with InsureandGo Australia’s award-winning1 travel insurance.

Single-Trip Travel Insurance FAQs

Can I extend my policy if I decide to prolong my trip?

You may be eligible to extend the dates of your current, existing cover. If this applies to your situation, please contact us on 02 9333 3902 or email us at info@insureandgo.com.au

Are adventure activities like skiing or scuba diving covered?

We cover certain adventure activities within the Single-Trip Travel Insurance policy, subject to certain conditions and exclusions that may apply. Some activities may require an add-on to be purchased, for cover for participation in that activity.

For a detailed breakdown of activities, coverage, special conditions and excess, please consult the Sports & Activities, Winter Sports Cover and Activities Plus sections in the PDS.

If you have any questions regarding inclusions, please email us at info@insureandgo.com.au

How do I make a claim if something goes wrong during my trip?

You can either lodge a claim online or download a claims form from the website and post it to us with all your supporting documents (e.g. receipts, police reports). We aim to give you a response within 10 business days of us receiving your documentation.

Please contact us if you have any questions regarding the claims process. Claims should be registered within 30 days of completing your travel, or as soon as reasonably practicable.

Does the policy cover trip cancellations due to COVID-19?

COVID-19 cover is limited to the events listed in Sections M1 and M2 of the Product Disclosure Statement. It doesn’t cover government travel bans, border closures or general quarantine requirements.

Please refer to our Product Disclosure Statement for details of benefits, limits and exclusions.

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InsureandGo Australiais rated 4.3 from 7,250+ reviews 

§ Subject to sub-limits, terms, conditions, and exclusions that may apply. For full details and before making a decision, consider the relevant Product Disclosure Statement (PDS).

1 More information about our awards can be found here.