What is included in Fiji travel insurance?
Whether you're booking an international single trip or cruise policy, you can choose from three levels of cover to suit your Fiji holiday.
Levels of cover
| |
Bare Essentials |
Silver |
Gold |
| Overseas medical expenses |
Unlimited |
Unlimited |
Unlimited |
| Cancellation cover |
Up to $10,000 |
Up to $15,000 |
Unlimited |
| Additional emergency expenses |
Up to $5,000 |
Up to $15,000 |
Unlimited |
| Personal baggage and belongings |
Up to $5,000 |
Up to $7,500 |
Up to $15,000 |
| Delayed baggage |
Not included |
Up to $500 |
Up to $7,500 |
Understanding Fiji’s healthcare system
Before swapping the daily grind for island life, it's worth understanding what Fiji's healthcare system can – and can't – offer if you need medical attention while you're away.
Medical care standards in Fiji are not as high as in Australia. Many hospitals provide only basic care and can lack specialist and diagnostic equipment and a reliable supply of pharmaceuticals. It's also worth noting that most hospitals may require a payment guarantee, confirmed medical insurance or an up-front deposit before admitting patients.
Rescue and emergency services are not as wide-ranging as in Australia and ambulance services are limited. If you become seriously ill or are involved in an accident, you may need to be medically evacuated back to Australia.
For divers, Fiji has two hyperbaric chambers located in Suva and in Nadi. You should always dive well within safety limits and ensure your travel insurance covers diving-related costs and medical evacuation.
Having comprehensive travel insurance in place before you travel can help ensure you’re better prepared in case you need medical assistance.
Source: Smartraveller – Fiji.
Protect your Fiji holiday from the unexpected
From snorkelling crystal-clear lagoons to island-hopping adventures, Fiji offers no shortage of ways to stay active on holiday. The good news is that cover for many activities is automatically included in our policies, so you can make the most of your trip without worrying about whether you've added protection.
Automatically included activities relevant to a Fiji holiday include:
- Snorkelling
- Scuba diving (qualified, maximum depth 30m, not diving alone)
- Scuba diving (unqualified but with a qualified instructor, maximum depth 30m)
- Jet boating and speedboating
- Shark cage diving
- 4WD driving
- Bungee jumping (up to three jumps)
- Coasteering (recreational only)
- Quad biking
- Gorge walking (supervised)
Need even more adventure?
Some activities require the addition of our Activities Plus option. For Fiji travellers, this may include:
- Scuba diving between 30m–50m depth (under the direction of an accredited dive marshal, instructor or guide; or, if qualified, within the guidelines of the relevant diving or training agency and not diving alone)
- Kiteboarding
- Hydrofoiling
- Tandem paragliding, hang gliding and skydiving
Cover while participating in activities is subject to policy terms and conditions, including following safety guidelines, using recommended safety equipment and participating as an amateur. Participating in a professional sporting activity is not covered.
See the full terms and conditions in the PDS for the complete list of covered activities.
Cover your Fiji getaway in minutes
Purchase insurance for Fiji online quickly and securely. Prefer to speak to someone? You can also buy your policy over the phone by calling 1300 401 177.
Select your trip type, destination, travel dates and who will be travelling.
Review the inclusions and coverage amounts, then select the level of cover that suits your needs – Bare Essentials, Silver or Gold.
3. Review excess and optional upgrades
Choose your excess and add any optional cover you may need, such as Activities Plus if you're planning to take part in an activity that requires this upgrade to be purchased.
Enter the policyholder's information and declare any pre-existing medical conditions so we can assess your cover.
5. Review, accept and pay
Check your quote, accept the declaration and complete payment securely online. If you're not ready to purchase, we can email your quote to you. Your quote will be valid for 30 days, provided the travellers' ages don't change before purchase.
Get a Quote Now!
What our customers are saying
"I was getting completely overwhelmed by who to choose for travel insurance, but when I saw the reviews and feedback for InsureandGo, it made it so easy to make my final choice. Their value for money, including great coverage and history of easy claiming, made it the only choice really.
The sign-up process was even easier, once I chose my options it was as easy as clicking to confirm and my policy documents were emailed straight to me. The policy compares well, with much higher coverage than most companies."
Dani D - ACT
Destination: Pacific Islands
