Last updated: 02/08/26
If subject to our medical questionnaire, we are unable to cover your pre-existing medical conditions, cover for claims arising from those conditions may not be covered.
Please keep in mind that you are still insured medically for a new condition that may unexpectedly arise overseas as well as accidental injuries and illnesses.
For full details of the benefits, terms and conditions, limits, sub-limits and exclusions that may apply, please refer to the relevant Product Disclosure Statement (PDS).