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Does travel insurance cover motorcycles and mopeds?

Last updated: 13/08/26

Cover for riding motorcycles and mopeds under 500cc is included in your policy at no additional cost provided you meet the following conditions:

  • wear a helmet at all times, whether you are the rider or a passenger
  • hold the required licence for the country you are riding in and hold the equivalent motorcycle licence in Australia
  • comply with all local road rules.

For motorcycles with an engine capacity over 500cc, the Activities Plus upgrade is required.

Please note that Section F (Accidental death and permanent disability) and Section G (Personal liability) do not apply.

For full details of the benefits, terms and conditions, limits, sub-limits and exclusions that may apply, please refer to the relevant Product Disclosure Statement (PDS).