Last updated: 02/08/26
InsureandGo Australia travel insurance automatically includes coverage for more than 150+ sports and activities. To check whether your intended activities are covered and any special conditions apply refer to the PDS for the full terms, conditions, limits, sub-limits and exclusions that may apply.
When participating in any activity, to have cover you must:
- follow all the safety guidelines, and use any recommended safety equipment
- be participating as an amateur
- have purchased the Activities Plus or Winter Sports upgrade if required
If you plan to take part in an activity listed under Activities Plus, you'll need to select this option and pay the applicable premium. Activities covered under the Activities Plus option include:
- Endurance cycling
- Hydrofoiling 1,2
- Kiteboarding 1,2
- Lacrosse
- Motorcycling with an engine capacity above 500cc 2
- Multi-day trekking more than 8 days (e.g. Kokoda Track)
- Pony/horse trekking for more than one day
- Roller derby
- Scuba diving (maximum depth 30m–50m, under the direction of an accredited dive marshal, instructor or guide; or, if qualified, within the guidelines of the relevant diving or training agency and not diving alone) 1,2
- Tandem paragliding 1,2
- Tandem hang gliding 1,2
- Tandem skydiving 1,2
- Trekking or hiking between 5,000m–5,500m altitude 1
- Triathlon (closed circuit, up to 1.5km swim, 40km ride and 10km run)
1 These activities must be conducted with a commercial operator, available to the general public, not considered extreme risk, and must not require special skills or a high level of fitness to undertake.
2 Some activities do not include cover for section F Accidental death and Permeant disability or Section G personal Liability.
For full details of the benefits, terms and conditions, limits, sub-limits and exclusions that may apply, please refer to the relevant Product Disclosure Statement (PDS).