Pre-existing conditions are not covered unless declared and accepted by us. You need to disclose all conditions for which you have taken advice, treatments or medications in the last 5 years. To do this you need to go through a medical questionnaire. The process can be completed on the website or over the phone. You need to list all the conditions and answer the questions. Depending on your response we may offer or decline the cover.
Do you cover osteoporosis?