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Do you cover cancellations due to relatives health condition?

In our Silver and Gold policies, we cover you for trip cancellation due to the unforeseen death, illness or injury of your close family relative(s). Please note that this cover is limited to close family relatives only, who live in Australia and are in Australia at the time of the incident. Furthermore, this benefit excludes any claims relating directly or indirectly to a relative's pre-existing medical condition.