Sorry, you need to enable JavaScript to visit this website.

InsureandGo Logo

Ongoing Travel Alerts: The Middle East conflict. See all alerts here.

Product Review Winner 2025
Rated 4.6 on Trust Pilot

15% off Travel Insurance for Seniors Card Members!

Use promo code SENSA15

We offer travel insurance designed for various types of trips. Seniors can explore our available options to find cover that meets their circumstances.

Trusted by Australians, Recognised by Experts


Insure&Go Travel Insurance has been consistently recognised for delivering outstanding value and service over a decade, and continues to be recognised for outstanding value and service:

Canstar Awards (2024):

  • Outstanding Value – International Travel Insurance (2nd year running)
  • Outstanding Value – Seniors Travel Insurance (3rd year running)

WeMoney Award (2025):

  • Best Value in International Travel Insurance

Mozo Experts Choice Award (2025):

  • Exceptional Value - Comprehensive Travel Insurance

ProductReview.com.au Award (2025-26):

  • Travel Insurance Winner - based on real customer feedback

Use promo code SENSA15 at checkout to save 15% on travel insurance!

If you’ve got more questions, scroll to our FAQs, or give us a ring at 1300 401 177.

Seniors Card logo

Why Travel With Us?

Cover up to 100 years of age
Cover up to 100 years of age - Single Trip (Cruise and Bare Essential Policies Cover up to 79 years of age)
Unlimited cover
Unlimited Overseas Medical Expenses: includes emergency treatment, hospital care, medical evacuation, and complications related to pregnancy
All pre-existing conditions considered
Baggage covered up to $5,000 or up to $15,000, subject to policy type and level of cover. Sublimits may also apply.
Icon - Letter i
Rental vehicle excess waiver cover up to $7,500 or $8,000, with Gold level, subject to policy type.
Winner
Travel with an award-winning travel insurance company
Icon - Clock
21 day cooling-off period

Most Common Questions

I am currently 64; do I still count as a Senior?

We offer discounts to all people who are members of Seniors. If you are 64 and hold a Senior membership card, you may be entitled to a discount with us.

Do you cover travel delays?

We will reimburse the cost of your necessary additional meals and accommodation expenses up to the amount in your policy, if any individual leg of your trip is delayed for more than 12 hours, as long as you eventually go on the holiday. Sub-limits per 12 hours apply.

How do I make a claim?

You can either lodge a claim online or download a claims form from the website and post it to us with all your supporting documents (e.g. receipts, police reports). We aim to give you a response within 10 business days of us receiving your documentation.

Please contact us if you have any questions regarding the claims process.

Claims should be registered within 30 days of completing your travel, or as soon as reasonably practicable.

Does your insurance cover damage to a rental car?

Our Silver and Gold policies cover your rental car excess for up to $4,000 and $8,000, respectively ($7,500 for Domestic Gold level), but not for motorbikes.

For a rental car to be covered, you need to make sure that it is insured (confirmed by the rental company), as we do not pay for full damages to a rental car, only your excess.

I’m taking out the top cover, am I covered for anything that can go wrong on my trip?

Our premiums would be astronomical if we could do that! For full details of the benefits, terms and conditions, limits, sub-limits and exclusions that may apply, please refer to the relevant Combined Financial Service Guide and Product Disclosure Statement (PDS).

Why is travel insurance important for my trip?

Travel insurance can help manage unexpected costs that may arise during your journey, particularly overseas medical expenses, which can be significant in some countries. It can also assist with other unforeseen events such as trip cancellations, lost or delayed baggage, and travel disruptions due to natural disasters or emergencies, and can offer a layer of financial support when plans change unexpectedly.

The Australian Government or Medicare won’t be able to help you with overseas medical expenses. While Australia has several reciprocal healthcare agreements with other nations, these do not provide financial assistance for medical repatriation back to Australia to receive treatment.

Some countries might ask you for a copy of your insurance before granting travel visa applications. Visit Smartraveller for country-specific requirements before applying for a visa.

Despite not providing medical coverage within Australia, domestic travel insurance is important for providing you with coverage for situations such as trip cancellation, lost or stolen luggage and personal belongings, trips disrupted by natural disasters, and more.

For full details of the benefits, terms and conditions, limits, sub-limits and exclusions that may apply, please refer to the relevant Combined Financial Service Guide and Product Disclosure Statement (PDS).

Follow us to keep up to date with competitions, giveaways and all things travel

 

Insure&Go is rated   4.1 from +7,000 reviews