Japan offers amazing opportunities for winter sports enthusiasts, and we cover fourteen winter activities, including skiing and snowboarding.
Winter sports are not automatically covered by our policies. If you want to be covered for ski equipment, pre-booked ski passes, and other winter sports related things, you'll need to add winter sports coverage. Limits and exclusions do apply, so please check the product disclosure statement and search for key words (ctrl+F) to double check you're covered for what you need to be.
Something to consider, if you're travelling to Japan, is the possibility of an earthquake or natural disaster. We offer an add-on that you can take up in the summary page of the quote process if you feel the area you're going to is prone to such problems.
We provide competitive travel insurance for those travelling to Europe, and you can choose from a One-Trip, Multi-Trip, Backpackers or Cruise policy; we cover all sorts of travellers up to the age of 100, with all medical conditions considered.
Why Travel With Us?
Medical evacuation from ski slopes
Up to $600 cover for pre-booked lift passes and ski packs
Up to $1,250 cover for damage to your winter sports equipment
14 Winter Sports activities covered
Unlimited overseas medical expenses
24 hour emergency assistance
1.6 Million travelleres covered per year
Multi award winning travel insurance company
No upfront medical certificates/assessments
Most Common Questions
1. Do you cover us if the slopes don’t open?
If all the lift systems are closed at your pre-booked resort for more than 12 hours while you are there, as a result of snow or high winds, then yes, you are covered.
3. Do you cover snow boarding?
With winter sports cover, you are covered for medical expenses related to snowboarding, but we don't cover permanent disablement or personal liability for this activity.
5. Do you cover my equipment if gets damaged?
With winter sports cover, items such as ski, poles, ski boots and bindings, ski helmets, snowboards and bindings are covered up to up to $600 per item/set, up to $1250 in total. We don't cover equipment that's damaged while in use.
7. Does having the winter sports cover, cover me for anything that can go wrong on my trip related to winter sports?
Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.
2. If I don’t pay the additional premium am I covered for medical expenses?
You will need to add the winter sports cover option to be covered for medical expenses you may incur as a result of participating in winter sports activities.
4. Do you cover off-piste skiing?
Yes, off-piste skiing is covered provided you are with a professional snow sports instructor who has a backcountry and mountain safety qualification (mandatory for level 4 instructors).
6. Does your insurance cover damage to a rental car?
Our Silver and Gold policies cover your rental car excess up to $4000. However, you need to make sure that the rental car is insured (confirmed by the rental company), as we do not pay for full damages to a rental car, only your excess. Please note, motorbikes are excluded.
Follow us to keep up to date with competitions, giveaways and all things travel
InsureandGo is rated 4.5 out of 5 stars by 10038 customers.
Travel Insurance from $27* - Price derived from a single trip of 5 days, individual, age 30, to New Zealand, Pacific & Bali region. Cover for pre-existing medical may require an extra premium.