InsureandGo provides cover for fourteen types of Winter Sports activities, and even things like ski gear, passes and avalanche cover.
We do not automatically cover winter sports in our policies, as that would drive up our prices, and we aim to keep our premiums as affordable as possible. Instead, we offer the option of adding winter sports insurance, at a competitive rate. There are limits and exclusions, so please check the product disclosure statement and search for key words (ctrl+F).
If all the lift systems are closed at your pre-booked resort for more than 12 hours while you are there, as a result of snow or high winds, then yes, you are covered.
With winter sports cover, you are covered for medical expenses related to snowboarding, but we don't cover permanent disablement or personal liability for this activity.
With winter sports cover, items such as ski, poles, ski boots and bindings, ski helmets, snowboards and bindings are covered up to up to $600 per item/set, up to $1250 in total. We don't cover equipment that's damaged while in use.
Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.
You will need to add the winter sports cover option to be covered for medical expenses you may incur as a result of participating in winter sports activities.
Yes, off-piste skiing is covered provided you are with a professional snow sports instructor who has a backcountry and mountain safety qualification (mandatory for level 4 instructors).
Yes, all the benefits apply, with the exception of medical realted ones. That's covered by Medicare and private health inurance.