Cover is excluded for COVID-19. See the latest developments here on COVID-19 Travel Alerts and the global do not travel issued by DFAT on the 18th of March.
Travelling to Bali: A few tips from InsureandGo
Bali is one of Indonesia’s most beautiful destinations and it’s a favourite of many Australian travellers! If you do plan to travel to Bali or if you’re already there (lucky you), here are a few InsureandGo tips to help you stay safe and avoid any unpleasant situations:
1. Bali belly
Bali Belly, otherwise known as traveller’s diarrhoea, is a common illness that you can easily pick up in Bali (and Asia in general). If you’re keen to dodge Bali Belly, you should avoid drinking tap water (use bottled water for drinking and cleaning your teeth) and stay away from street/vendor food (especially if it has not been cooked in front of you). Raw foods, pre-peeled fruits and vegies and cooked foods that have been left out for too long should also be avoided.
If you do end up with Bali Belly and need to see a doctor, you should contact InsureandGo beforehand to assist with your medical expenses.
2. Scooter accidents
Scooters are a dime a dozen in Bali and riding one can be lots of fun. However, you’ll need to make sure that:
You hold a valid Australian driver’s licence; it is also highly recommended to apply for an International Driving Permit (you can apply for this permit in Australia) to avoid running into any unfortunate situations
You wear a helmet at all times
You never drive while intoxicated or under the influence
You obey all road rules, including speed limits, and operate the scooter correctly
If you do not stick these regulations, you may affect your eligibility if you need to make a claim.
If you do experience an accident in Bali, you’ll need to contact InsureandGo immediately and gather as much evidence about the accident as possible (photos, videos, witness statements). If you are injured, however, make sure seeking medical help is your top priority.
3. Snorkelling & scuba diving
InsureandGo covers up to 90 sports and activities under all of its insurance policies, including scuba diving and snorkelling. If you do plan to dive or snorkel in Bali, you should double-check that your chosen activity is covered by your particular policy.
In relation to diving, there are certain regulations that determine what you are covered for. For instance, you will need to dive with a qualified instructor or be a qualified/certified diver yourself. You’ll need to always dive with at least one other person (never alone) and you are only covered for dives of up to 30 metres. More on diving travel insurance
Theft can be common anywhere in the world, including in Bali. Ensure your belongings are with you at all times and never leave your valuables or baggage unattended. Use the safe in your hotel room if it is provided and/or lock your bags and suitcases when you go out. When travelling around Bali, keep your belongings with you in a zippable bag and make sure the bag stays close to your body while travelling and walking about.
If your possessions are stolen or become lost in Bali, contact us as soon the incident occurs and file a report with the local police within 24 hours.
5. Respecting religion & customs
Indonesia has a diverse range of religions and it’s important that you respect all beliefs and customs while holidaying in Bali. While many religions are accepted, the government does not recognise atheism or agnosticism (do not say you are one of these) and blasphemy against any religious activity or belief (including God in general) is considered illegal.
In terms of behaviour, you should also remain pleasant and polite while in Bali and avoid any hostile or negative behaviour. You should also avoid public displays of affection (hugging, kissing, touching).
6. Taking medications into Bali
Indonesia has extremely strict customs and laws regarding medication and other drugs, so you should ensure that anything you take with you into Bali is acceptable and legal. Carry doctor’s certificates, original packaging and prescriptions with you and mark your medication as being for ‘personal use’ on any customs forms. Keep in mind that you can obtain many over-the-counter medications (e.g. headache pills) in Bali as well.
7. Declaring Pre-existing conditions to InsureandGo
At InsureandGo, we’re willing to consider ALL pre-existing medical conditions.
Declaring any pre-existing condition you have had in the past five years when taking out travel insurance is vital for ensuring any claims you make in relation to your Bali trip will be valid. If you are unsure, it’s best to discuss any conditions with InsureandGo beforehand and we can advise you on whether your condition is pre-existing and whether it can be covered by us.
Planning a holiday in Bali or another tropical trip? InsureandGo has a range of travel insurance options to keep you covered. Compare our travel insurance options and the different levels of cover here.