Senior travel insurance

Here at InsureandGo, the largest online travel insurance company in the world, we provide travel insurance for seniors with competitive rates. Our customisable seniors travel insurance products start from just $29*.

Our friendly and knowledgeable team is here to answer any questions you may have, and travel knowing that you are backed by the world’s largest 24/7 global assistance network. Explore the ease and benefits InsureandGo seniors travel insurance can offer.

Get the most out of your holiday whether you’re caravanning around Australia or flying overseas. We are trusted by over 1.5 M travellers Every year worldwide. Our products have been CANSTAR awarded in 2013, 2014 and 2015 and you can also check out external review sites like Product Review and Feefo for unbiased customer feedback.

Why Travel With Us as a Senior?

  • Cover up to 100 years of age
  • Unlimited cancellation cover in our Gold Policy
  • No upfront medical certificates required upon application
  • Baggage cover up to $8,000
  • All pre-existing conditions considered
  • Unlimited overseas medical expenses
  • Seniors Travel Insurance from just $29*
  • Largest Online Travel Insurance Company in the World
  • 1.5M travellers covered per year

Selecting a Seniors Travel Insurance Policy

Offering policies for domestic, single-trip international, annual multi-trip international, and cruise travel, you can be assured to find the right product for your next holiday. We provide coverage for seniors up to 100 years of age. This affordable and quality cover has made us perfect for seniors over 65.

There is no need to search for a specific Seniors policy. Simply select the trip type that best describes your journey in the quote box above when you request your instant quote. You’ll be presented with 3 levels of cover including bare essentials (available to 79 years and under), silver, and gold (both available to 100 years and under). You can then compare the products and their quotes.

Pre-Existing Medical Conditions:

InsureandGo strives to offer the best possible comprehensive coverage possible; therefore we consider all pre-existing medical conditions without any up-front medical certificates. A pre-existing medical condition is any condition for which you have received medical advice, treatment, or medication in the last five years.

Our policies cover many pre-existing conditions, some at no extra surcharge. To see if we can cover yours, please complete our medical assessment online or over the phone. Please note, failing to declare a pre-existing condition can void your policy.

To obtain a quote online, simply fill in the quote box above, which will allow you to compare our products and quotes. Before submitting your payment details, you have the option to declare all medical conditions online; this will only take you a few minutes. You will be able to save your quote for when you’re ready to purchase as all quotes are valid for 30 days. Note that selecting our Gold Level Coverage option will provide you with unlimited cancellation.

Travelling with grandchildren:

Spend more time with your grandchildren without spending any extra for your insurance. In addition to covering all your needs, your policy will cover any grandchildren (under 18yrs) travelling with you for free.

Senior Cruising:

Relax even more on your next cruising holiday by making sure you’re covered by InsureandGo’s affordable Cruise travel insurance. All our cruise policies include the usual benefits of our single and multi-trip policies, with additional benefits tailored to your cruise holiday. Cover yourself in the event of medical expenses, emergency medical transportation, cabin confinement, missed departure or ports, and reimbursements for shore excursions.

Most Common Questions

1. What is the maximum age you can insure up to?

If you are aged 100 or under you may purchase your travel insurance from us.

3. Do you cover pre-existing medical conditions?

A pre-existing medical condition is any condition for which you have received medical advice, treatment or medication in the last five years. Our policies cover many pre-existing conditions; to see if we cover yours, please complete our medical assessment online or over the phone. Please note, failing to declare a pre-existing condition can void your policy.

5. Does your insurance cover damage to a rental car?

Our Silver and Gold policies cover your rental car excess up to $4000 for International policies & up to $5,000 in Domestic policies. However, you need to make sure that the rental car is insured (confirmed by the rental company), as we do not pay for full damages to a rental car, only your excess. Please note, motorbikes are excluded.

7. I'm taking out the top cover, am I covered for anything that can go wrong on my trip?

Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.

2. Is there a Senior's travel insurance policy I need to purchase?

No. Simply select the trip type that best describes your journey.

4. I have an elderly parent, am I covered if I have to cancel or cut my trip short due to something happening to my parents?

With our Silver and Gold policies, we do offer cover for cancelling your trip prior to departure due to the unforeseen accident, illness or injury of one of your parents. Your parents must live in Australia and be in Australia at the time, and this cover does not include any cover for pre-existing medical condition of non-travelling relatives.

6. Do you cover flight delays after departure?

Under the InsureandGo Silver and Gold levels of cover, we will reimburse the cost of your necessary additional meals and accommodation expenses, if during a trip, any individual leg of your trip, is delayed for more than 12 hours.

The amount you can claim varies depending on the level of cover that you have purchased with us. Please refer to the policy wording documents for more information.

InsureandGo is rated 4.5 out of 5 stars by 9498  customers.
* Price derived from a cruise trip of 5 days, Individual, age 60, to New Zealand, Pacific & Bali region. Cover for pre-existing medical may require an extra premium.