Senior travel insurance

Get the most out of your holiday whether you’re caravanning around Australia or flying overseas. We are trusted by over 1.5 M travellers Every year worldwide and are backed by the largest 24/7 assistance network globally for your additional peace-of-mind. Our products have been CANSTAR awarded in 2013, 2014 and 2015 and you can also check out external review sites like Product Review and Feefo for unbiased customer feedback.

Our competitive senior travel insurance product starts from just $29*. Whether you’re embarking on a cruise, discovering a new destination or visiting family and friends overseas, our policies can cover your needs and we cover any grandchildren (under 18yrs) travelling with you for free.

We cover up to the age of 100 and consider all pre-existing medical conditions without any up-front medical certificates. To obtain quote online, simply fill in the quote box above, which will allow you to compare the products and quotes, and even save it for when you’re ready to purchase - all quotes are valid for 30 days. The last section you’ll see is the medical one. It only takes a few minutes to fill in online, but please be as honest and upfront about any pre-existing conditions, as not declaring any could void your policy and cause you problems if you need to claim.

Why Travel With Us as a Senior?

  • Cover up to 100 years of age
  • Unlimited cancellation cover in our Gold Policy
  • No upfront medical certificates/assessments
  • Baggage cover up to $8,000
  • All pre-existing conditions considered
  • Unlimited overseas medical expenses
  • Seniors Travel Insurance from just $29*
  • Largest Online Travel Insurance Company in the World
  • 1.5M travellers covered per year

Most Common Questions

1. I am currently 64; do I still count as a Senior?

We offer discounts for all people who are members of Seniors. If you are 64 and hold a senior membership card, you may be entitled to a discount with us.

3. Do you cover pre-existing medical conditions?

A pre-existing medical condition is any condition for which you have received medical advice, treatment or medication in the last five years. Our policies cover many pre-existing conditions; to see if we cover yours, please complete our medical assessment online or over the phone. Please note, failing to declare a pre-existing condition can void your policy.

5. Does your insurance cover damage to a rental car?

Our Silver and Gold policies cover your rental car excess up to $4000. However, you need to make sure that the rental car is insured (confirmed by the rental company), as we do not pay for full damages to a rental car, only your excess. Please note, motorbikes are excluded.

7. I'm taking out the top cover, am I covered for anything that can go wrong on my trip?

Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.

2. Is there a Senior's travel insurance policy I need to purchase?

No. Simply select the trip type that best describes your journey.

4. I have an elderly parent, am I covered if I have to cancel or cut my trip short due to something happening to my parents?

With our Silver and Gold policies, we do offer cover for cancelling your trip prior to departure due to the unforeseen accident, illness or injury of one of your parents. Your parents must live in Australia and be in Australia at the time, and this cover does not include any cover for pre-existing medical conditions.

6. Do you cover travel delays and connecting flights?

Our policies only cover your flight departing and arriving to Australia directly. If your flight is delayed, and you book an alternative flight, we do not cover the cost of your new flight. We do, however, offer some compensation if your fight has been delayed for more than 12 hours in some circumstances. Unfortunately, we do not cover connecting flights.

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* Price derived from a cruise trip of 5 days, Individual, age 60, to New Zealand, Pacific & Bali region. Cover for pre-existing medical may require an extra premium.