Online Travel Insurance

Buying your travel insurance online can be a challenging task if you don’t know what to look out for and can often be a confusing. We can cut the time down for you with some simple but effective tips.

Choosing the right excess

An excess is the first amount of a claim which will not be paid by the insurance company. You should always check what excess your policy has before buying. Some travel insurance policies give you the choice of excess levels. This is a good thing – it enables you to choose whether to minimize your upfront premium and pay a higher excess when you claim or pay a little bit more now, but minimizes your excess should you need to claim. As a general rule, the higher the excess, the lower the premium.

Additional cover and peace of mind for an existing medical condition

If you have a chronic or ongoing condition, you will most likely have to follow a medical assessment procedure. InsureandGo has a medical screening tool available online (during the quote process) or in the call centre.

Get a quote

Your cover

Journey dates

Traveller details

Key benefits *

  • Prices from just $27**
  • Unlimited medical expenses on all overseas policies
  • Unlimited cancellation in our Gold Policy
  • Baggage cover up to $8,000
  • Kids go free with mum or dad
  • 90 Sports and leisure activities automatically covered for FREE

Compare our Levels of coverage for International Travel Insurance

Bare Essentials Silver Gold
Medical screening
Cancellation $15,000 Unlimited
Medical expenses Unlimited Unlimited Unlimited
Personal liability $1,500,000 $2,500,000 $5,000,000
Emergency expenses $5,000 $15,000 $50,000
Excess $100 $100 $100
Travel delay expenses $1,000 $2,000
Curtailment $15,000 Unlimited
Baggage $2,000 $6,000 $8,000
Delayed baggage $500 $750
Hospital cash allowance $2,500 $5,000
Passport and docs $2,500 $5,000
Personal accident $37,500 $50,000
Legal expenses $10,000 $25,000
Financial default $1,000 $1,000
Money $250 $500
Hijack $2,500
Pet care $600
Journey resumption $3,000
Loss of income $5,200 $10,400
Rental vehicle excess waiver $4,000 $4,000
Winter sports cover (optional) $1,250 $1,250 $1,250
Business sports cover (optional) $2,500 $2,500 $2,500
Golf cover (optional) $3,000 $3,000 $3,000

** Price derived from a single trip of 5 days, Individual, age 30, to New Zealand, Pacific& Bali region. Cover for pre-existing medical may require an extra premium.

Useful Numbers

Emergency assistance:
+612 9333 3999
Non emergency claims:
1300 550 396

Download our PDS
Click here

Here's why...

  • Global brand covering over 1.6 million travellers per year.
  • Get a quote in seconds
  • Cover up to the age of 100
  • 24 hours emergency assistance
  • All medical conditions considered
  • Quick and easy claims process

Concerned about pre-existing medical conditions? Click here