Australia's travel insurance specialist, InsureandGo, offers peace of mind when it comes to travellers who love to cruise. With our tailored Cruise travel insurance, cruisers get all the benefits of the Single Trip policy, plus additional inclusions that are unique to cruising, such as reimbursements for necessary expenses due to a cruise delay and more.
Our cruise insurance policy is available in three levels of cover; Bare Essentials, Silver and Gold, so you can choose coverage that suits your needs. All levels of cover provide you with access to the largest global 24/7 emergency assistance network, with over 31,000 points of assistance across all continents and an easy online claims process.
These benefits are a summary, so please see our PDS for full terms & conditions.
|New Zealand, Pacific and Bali||American Samoa, Bali, Cook Islands, Fiji, Kiribati, New Caledonia, Niue, New Zealand, Pacific, Papua New Guinea, French Polynesia, Solomon Islands, Tahiti, Tonga, Tuvalu, Vanuatu, Samoa, Lombok|
|Worldwide*** excluding North and South America and Antarctica||Worldwide excluding USA, Canada, Mexico, Central & South America and Antarctica.|
|Worldwide*** including North and South America and Antarctica||Worldwide including USA, Canada, Mexico, Central & South America and Antarctica (cruises only).|
|Asia||Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Malaysia, Maldives, Myanmar, Nepal, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand and Vietnam only.|
|Domestic||Domestic cruises within Australian Territorial waters or International waters, providing you do not stop at any International port.|
|Domestic, The South Pacific, Norfolk Island, New Zeeland, Bali and Lombok Only||Cruises that include any Pacific destination, NZ or Bali and docks at any Australian port after departure.|
|Domestic and Asia||Cruises that include any Asia destination and docks at any Australian port after departure.|
Please note: Our policies do not cover claims arising directly or indirectly from travel in, to or through Afghanistan, Chad, Democratic Republic of Congo, East Timor, Haiti, Iran, Iraq, Lebanon, Liberia, North Korea, Pakistan, Somalia, Sudan, Syria, Uganda, Yemen and Zimbabwe.
Our Cruse policies cover you for the air, land and sea portion of your international journey.
You will need to select the coverage that incorporates all the countries you are travelling to. For example, if you are travelling to the USA, you need to choose ‘Worldwide including North & South America’.
In this scenario, you need to select your destination as ‘Domestic and Pacific’.
As per our Policy Wording Documents, if you are travelling on an overnight cruise at any point of your journey, we do require you to have a Cruise policy. This will cover you for the air, land and sea portion of your journey.
Unfortunately not. There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.
Yes, our policies provide cover for unlimited hospital, medical and surgical expenses in the event of unforeseen accident, illness or injury. This includes medical repatriation, which means if it is determined medically necessary and reasonable for you to be medically evacuated back to Australia for treatment, you will be covered.