Cruise Travel Insurance

Cruises are wonderful holiday options that let you relax and have fun.

InsureandGo’s cruise cover is the ideal choice if you are a cruise enthusiast or if you are considering a cruise for your next trip.

As with any holiday, we want you to stay safe!

Our cruise insurance can provide you with cover for almost any cruise you choose, whether you plan to sail the South Pacific, hop across to New Zealand or journey to the far corners of the world and our cover starts from just $31!**

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Your cover

Journey dates

Traveller details

Key benefits of Cruise Travel Insurance*

  • Missed cruise departure cover from $5,000 to $50,000 to cover additional expenses if you miss your cruise
  • Missed port cover, should your port call be cancelled due to weather or cruise timetable restrictions
  • Delays, loss, theft and damage to your luggage and belongings
  • Cover for medical expenses incurred while on board the ship or while at a land-based medical facility during the cruise journey
  • Reimbursements for shore excursions that are cancelled/interrupted by the cruise liner
  • Cabin confinement – if you are confined to your cabin for medical reasons by a medical officer, we will pay you $75 for every 24 hours you are confined
  • Cruise delays, where your commencing or returning international journey is delayed
  • Emergency Medical Transportation to cover you if you require urgent transportation to a medical facility or need to return home for emergency treatment
Ready to make the most of your cruise trip with InsureandGo? Choose your cruising destination below and get a quote in just seconds!

Levels of coverage for cruise travel insurance

Bare Essential Cruise Silver Cruise Gold Cruise
Cancellation $15,000 Unlimited
Travel and cruise delay $1,000 $2,000
Missed Port $500 $1,000
Pre-paid shore excursion $15,000 Unlimited
Onboard & Onshore Medical Unlimited Unlimited Unlimited
Missed Cruise Departure $5,000 $15,000 $50,000
Baggage (inc before boarding) $2,000 $6,000 8,000
Cabin confinement $6,000 $8,000
Emergency expenses $5,000 $15,000 $50,000
Delayed baggage $500 $750
Medical repatriation Unlimited Unlimited Unlimited
Personal liability $1,500,000 $2,500,000 $5,000,000
Curtailment $15,000 Unlimited
Hospital cash allowance $2,500 $5,000
Passport and docs $2,500 $5,000
Personal accident $37,500 $50,000
Legal expenses $10,000 $25,000
Financial default $1,000 $1,000
Money $250 $500
Journey Resumption $3,000
Loss of Income $5,200 $10,400

Please be aware Medical expenses are not covered when you travel in Australia (Onshore). This includes if you declare any pre-existing medical conditions.

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*The product information contained on this website is a brief summary only. For full details of the benefits, terms and conditions and exclusions that may apply, please refer to the relevant Combined Product Disclosure Statement and Policy Wording and Financial Services Guide (PDS) and consider the PDS in light of your personal circumstances, prior to making any decision to acquire the product.

** Price derived from a Cruise Trip of 5 days, Individual, age 40, to New Zealand, Pacific & Bali region. The product information contained on this website is a brief summary only.

Useful Numbers

Emergency assistance:
+612 9333 3999
Non emergency claims:
1300 550 396

Download our
Cruise travel PDS here

Here's why...

  • Global brand covering over 1.6 million travellers per year.
  • Get a quote in seconds
  • Cover up to the age of 100
  • 24 hours emergency assistance
  • All medical conditions considered
  • Quick and easy claims process

Concerned about pre-existing medical conditions? Click here