Compare Travel Insurance

When you’re shopping around for travel insurance, it’s a good idea to compare your options. This can be a confusing process, so we’ve made it as easy as possible.

All our benefits are listed in an easy-to-read table, so you can see what you’re getting and how much it’s going to cost you. This enables you to compare our Bare Essentials, Silver or Gold policies, and see at a glance what the benefits are of each, the amounts you can claim and what the policy will cost you.

But you shouldn’t just take our word for it, our policies are trusted by over 17 million travellers and we're backed by the largest assistance network globally for your peace-of-mind. 

Why Travel With Us?

  • Unlimited overseas medical expenses
  • Unlimited cancellation cover in our Gold Policy
  • Baggage covered up to $8,000
  • 24 hour emergency assistance
  • All medical conditions considered online or over the phone
  • Pregnancy cover for up to 32 weeks
  • Policies from just $27*
  • Largest Online Travel Insurance Company in the World
  • 1.6M travellers covered per year

Most Common Questions

1. What does 'excess' mean?

Excess is the amount you pay us in the event of a claim being approved. Our excess applies per person, per event, per claim. 

You can choose the excess you want ($100, $200, $0), but be aware this will change the price of your initial premium.

3. Do you cover travel delays and connecting flights?

Our policies only cover your flight departing and arriving to Australia directly. If your flight is delayed, and you book an alternative flight, we do not cover the cost of your new flight. We do, however, offer some compensation if your fight has been delayed for more than 12 hours in some circumstances. Unfortunately, we do not cover connecting flights.

5. Does your insurance cover damage to a rental car?

Our Silver and Gold policies cover your rental car excess up to $4000. However, you need to make sure that the rental car is insured (confirmed by the rental company), as we do not pay for full damages to a rental car, only your excess. Please note, motorbikes are excluded.

7. I'm taking out the top cover, am I covered for anything that can go wrong on my trip?

Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.

2. I am overseas right now – can I buy, change or upgrade a policy?

You need to be in Australia at the time of purchasing your insurance. If you are overseas, we are unable to offer you new or different insurance. You may be eligible to extend the dates of your existing cover, so shoot us an email and find out.

4. Do you cover pre-existing medical conditions?

A pre-existing medical condition is any condition for which you have received medical advice, treatment or medication in the last five years. Our policies cover many pre-existing conditions; to see if we cover yours, please complete our medical assessment online or over the phone. Please note, failing to declare a pre-existing condition can void your policy.

6. Do you cover non-permanent residents?

Our policy can cover non-permanent residents who have a valid Medicare, private health insurance or overseas student travel insurance in Australia which must be valid for the entire duration of your holiday.

InsureandGo is rated 4.5 out of 5 stars by 9498  customers.
*Price derived from a single trip of 5 days, Individual, age 30, to New Zealand, Pacific& Bali region. Cover for pre-existing medical may require an extra premium.