Cheap Travel Insurance

Safeguarding your expensive holidays doesn’t have to be costly. There are great ways to secure budget travel insurance which could ultimately save you bundles in an unfortunate and unforeseen event.

We have been in the market for over 10 years, and deliver what we promise. We have a range of polices to fit every budget in the easiest and most efficient way possible. We cut all the jargon out, making it easy for you to get the cover you need.

Award winning travel insurance at affordable prices, from just $27*. Get a quote in just seconds and compare the different policy^ options we offer.

InsureandGo has received Outstanding Value awards by independent reviewer Canstar in 2019, 2015, 2014 and 2013, and other awards from Mozo. We have covered over 17 million travellers globally and you can rest-assured that you're covered by a provider with an expansive global assistance network.

Why Travel With Us?

  • Unlimited overseas medical expenses
  • All medical conditions considered online or over the phone
  • Unlimited dependent children up to the age of 17 insured for free
  • Policies from just $27*
  • Largest Online Travel Insurance Company in the World
  • 1.6M travellers covered per year

Low Cost Insurance Basics & Tips

  • Insure just the things you need by choosing a policy that will cover you for expenses you believe you may need most. Although a comprehensive policy is always advisable, there are basic options that may suit your budget better.
  • Don’t go it alone. Purchasing plans as a couple or family can be a cost effective way to acquire cheap travel insurance¹ rather than buying single policies. Why?
    • If you travel as a couple, then you are entitled to a travel insurance discount of 10% when booking through InsureandGo.
    • We also understand that travelling with children is expensive enough; therefore, we cover your dependent children up to 17 years of age at the same level of cover as you at no extra charge.

Opt for Annual Multi-Trip policy

Frequent travellers rejoice! Traveling more often can actually save you money when it comes to travel insurance.

  • InsureandGo’s annual multi-trip cover is an easy policy^ that can cover you for multiple trips, which is great for the business traveller or globetrotter who has caught the travel bug.
  • Providing you with cover for unlimited trips up to 30,45 or 60 days over the space of a year, our annual policy^ may cost you only slightly more than a single trip policy^ depending upon your selected destination. Our affordable annual multi-trip policies start from just $240*.

Choosing the Right Excess for You

Increasing your excess can save you even more. You can lower your premium by increasing the excess limit on your cover.

On our compare policy page you can "double" your excess to reduce the cost of the policy. Excess is the contribution you are required to pay towards a claim you make on your travel insurance policy. So keep in mind, that in the event of something going wrong, you’ll need to pay excess per person per claim. Find more info about excess here.

Most Common Questions

1. What does 'excess' mean?

Excess is the amount you pay us in the event of a claim being approved. Our excess applies per person, per event, per claim.

You can choose the excess you want ($100, $200, $0), but be aware this will change the price of your initial premium.

3. Are my details secured if I purchase online?

Yes, all your personal and payment details are encrypted before they are transmitted so your information is safe from prying eyes. This can be confirmed by the appearance of a padlock icon which can be found either in the address bar or on the status bar of your Internet browser.

5. Do you provide insurance for non-permanent residents of Australia?

Yes,as long as you have either Medicare, a Private Health Fund or Overseas Student Travel Insurance

2. Do you cover one way trip?

Yes, we do offer One-Way trip cover. This means we will cover you from the time you leave Australia until 24hrs after you leave customs at your final destination country.

4. In what circumstances I can cancel the policy?

You can cancel the policy and obtain a full refund if you cancel within the 14 day cooling off period provided you have not departed for your journey nor have you made any claims on this policy.

6. I'm taking out the top cover, am I covered for anything that can go wrong on my trip?

Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.

How to save on your holidays

Travel Further & More Frequently

Because you can never get enough travel, here are some great tips to seeing the world more often.

  • Spread your annual holiday leave out during the year to give you several holidays to look forward to throughout the year. Having several getaways in your sights every so often will take the edge off work.
  • By travelling during a destination’s off peak or shoulder season you could save a lot of money, sometimes as much as paying half price.
  • Choose destinations which offer multiple experiences within close proximity. Places like Europe make holidays comprised of several countries easy and affordable to attain giving you a bunch of mini holidays packaged into one.
  • Take advantage of flash sales which could have you jetting off on a last minute dream getaway for a fraction of the standard price. Taking the time to join airline frequent flyer plans along with hotel loyalty programs can have you enjoying free flights and complimentary night stays the more you travel.
  • Along with budgeting to travel more frequently, be sure to take advantage of our affordable Annual Multi-Trip Travel Insurance which will save you even more.

Other Ways to Reduce Your Travel Costs

So you’ve saved your hard earned money purchasing cost effective travel and budget travel insurance, now you may save even more by following these helpful hints.

  • Travel with a companion. Split the costs of hotels and taxis and greatly reduce your travel expenses by bringing along your friend or partner.
  • Food can be one of your greatest costs while traveling so try booking accommodation which allows you to cater for yourself or ones that offer complimentary meals like free breakfast. Avoid the fancier restaurants and opt for more authentic culture by sampling affordable street food. Do take some precautions though, as street food isn’t always as good coming out as is going in!
  • Avoid expensive touristy attractions and visit a destination’s parks, gardens, and markets which are usually free or very low cost. Many local favorite attractions which offer the best cultural experiences are free and will allow you to avoid the generally overpriced and commercialised tourist hotspots.
InsureandGo is rated 4.5 out of 5 stars by 10038 customers.

*Price derived from a single trip of 5 days, Individual, age 30, to New Zealand, Pacific& Bali region. Cover for pre-existing medical may require an extra premium.
¹ We have a range of polices (Bare Essentials, Silver and Gold) to fit every budget in the easiest and most efficient way possible. We provide policies to match your needs, without the extras you don't, making it easy for you to get the right cover for you.