Cheap Travel Insurance

We have been in the market for over 10 years, and deliver what we promise. We have a range of polices to fit every budget in the easiest and most efficient way possible. We cut all the jargon out, making it easy for you to get the cover you need.

Award winning travel insurance at affordable prices, from just $27**

InsureandGo has received Outstanding Value awards by independent reviewer CANSTAR in 2015, 2014 and 2013, confirming our continued commitment to offering high levels of cover at competitive prices. We have covered over 17 million travellers globally and you can rest-assured that you're covered by an insurer with the largest assistance network globally. 

Why Travel With Us?

  • Unlimited overseas medical expenses
  • Unlimited cancellation cover in our Gold Policy
  • Baggage covered up to $8,000
  • 24 hour emergency assistance
  • All medical conditions considered online or over the phone
  • Unlimited dependent children up to the age of 18 insured for free
  • Policies from just $27*
  • Largest Online Travel Insurance Company in the World
  • 1.6M travellers covered per year

Most Common Questions

1. What does 'excess' mean?

Excess is the amount you pay us in the event of a claim being approved. Our excess applies per person, per event, per claim.

You can choose the excess you want ($100, $200, $0), but be aware this will change the price of your initial premium.

3. Do you cover travel delays and connecting flights?

Our policies only cover your flight departing and arriving to Australia directly. If your flight is delayed, and you book an alternative flight, we do not cover the cost of your new flight. We do, however, offer some compensation if your fight has been delayed for more than 12 hours in some circumstances. Unfortunately, we do not cover connecting flights.

5. Does your insurance cover damage to a rental car?

Our Silver and Gold policies cover your rental car excess up to $4000. However, you need to make sure that the rental car is insured (confirmed by the rental company), as we do not pay for full damages to a rental car, only your excess. Please note, motorbikes are excluded.

2. I am overseas right now – can I buy, change or upgrade a policy?

You need to be in Australia at the time of purchasing your insurance. If you are overseas, we are unable to offer you new or different insurance. You may be eligible to extend the dates of your existing cover, so shoot us an email and find out.

4. Do you cover pre-existing medical conditions?

A pre-existing medical condition is any condition for which you have received medical advice, treatment or medication in the last five years. Our policies cover many pre-existing conditions; to see if we cover yours, please complete our medical assessment online or over the phone. Please note, failing to declare a pre-existing condition can void your policy.

6. I'm taking out the top cover, am I covered for anything that can go wrong on my trip?

Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.

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*Price derived from a single trip of 5 days, Individual, age 30, to New Zealand, Pacific& Bali region. Cover for pre-existing medical may require an extra premium.