Safeguarding your expensive holidays doesn’t have to be costly. There are great ways to secure budget travel insurance which could ultimately save you bundles in an unfortunate and unforeseen event.
We have been in the market for over 10 years, and deliver what we promise. We have a range of polices to fit every budget in the easiest and most efficient way possible. We cut all the jargon out, making it easy for you to get the cover you need.
Award winning travel insurance at affordable prices, from just $27*. Get a quote in just seconds and compare different policy options available.
InsureandGo has received Outstanding Value awards by independent reviewer CANSTAR in 2015, 2014 and 2013, and our gold policies have been recommended by CHOICE in 2016 and again in 2018 - click here to read about our CHOICE recommendation. We have covered over 17 million travellers globally and you can rest-assured that you're covered by an insurer with the largest assistance network globally.
Frequent travellers rejoice! Traveling more often can actually save you money when it comes to travel insurance.
Increasing your excess can save you even more. You can lower your premium by increasing the excess limit on your cover.
On our compare policy page you can "double" your excess to reduce the cost of policy. Excess is the contribution you are required to pay towards a claim you make on your travel insurance policy. So keep in mind, that in the event of something going wrong, you’ll need to pay excess per person per claim. Find more info about excess here.
Excess is the amount you pay us in the event of a claim being approved. Our excess applies per person, per event, per claim.
You can choose the excess you want ($100, $200, $0), but be aware this will change the price of your initial premium.
Under the InsureandGo Silver and Gold levels of cover, we will reimburse the cost of your necessary additional meals and accommodation expenses, if during a trip, any individual leg of your trip, is delayed for more than 12 hours.
The amount you can claim varies depending on the level of cover that you have purchased with us. Please refer to the policy wording documents for more information.
Our Silver and Gold policies cover your rental car excess up to $4,000 for International policies & up to $5,000 in Domestic policies. However, you need to make sure that the rental car is insured (confirmed by the rental company), as we do not pay for full damages to a rental car, only your excess. Please note, motorbikes are excluded.
You need to be in Australia at the time of purchasing your insurance. If you are overseas, we are unable to offer you new or different insurance. You may be eligible to extend the dates of your existing cover, so shoot us an email and find out.
A pre-existing medical condition is any condition for which you have received medical advice, treatment or medication in the last five years. Our policies cover many pre-existing conditions; to see if we cover yours, please complete our medical assessment online or over the phone. Please note, failing to declare a pre-existing condition can void your policy.
Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.
Because you can never get enough travel, here are some great tips to seeing the world more often.
So you’ve saved your hard earned money purchasing cost effective travel and budget travel insurance, now you may save even more by following these helpful hints.