Cover is excluded for COVID-19. See the latest developments here on COVID-19 Travel Alerts and the global do not travel issued by DFAT on the 18th of March.
Travel Insurance Direct From InsureandGo
InsureandGo offer comprehensive travel insurance policies and competitive premiums – which is why we've received Canstar awards for outstanding value in 2013, 2014, 2015, and 2019 and we've been named as The Experts Choice 'Best' provider and 'Exceptional Value' by Mozo.
If you’re looking for affordable travel insurance direct from an online specialist, grab a quote from us now!
Why buy travel insurance direct with InsureandGo?
Cut out the middle man and buy directly from an online specialist.
You choose what suits you the best. With a variety of features, benefits and coverage options available, you are in control of finding the most suitable policy for you.
You can shop anytime and anywhere. You can purchase travel insurance directly from InsureandGo online when it is most convenient for you. Plus with pre-existing medical screening available online, no medical assessments or certificates are required upon application.
Get instant cover. If you have left purchasing your travel insurance to the last minute – no worries. As long as you purchase prior to departure, you will have your policy emailed to you within minutes of application.
Why Travel With Us?
Unlimited overseas medical expenses
Unlimited cancellation cover in our Gold Policy
Baggage covered up to $15,000 on Gold Policies
24 hour emergency assistance
All medical conditions considered online or over the phone
Unlimited dependent children up to the age of 17 insured for free
Policies from just $27*
Multi award winning travel insurance company
1.6M travellers covered per year
Most Common Questions
1. What does 'excess' mean?
Excess is the amount you pay us in the event of a claim being approved. Our excess applies per person, per event, per claim.
You can choose the excess you want ($100, $200, $0), but be aware this will change the price of your initial premium.
3. Do you cover flight delays after departure?
Under the InsureandGo Silver and Gold levels of cover, we will reimburse the cost of your necessary additional meals and accommodation expenses, if during a trip, any individual leg of your trip, is delayed for more than 12 hours.
The amount you can claim varies depending on the level of cover that you have purchased with us. Please refer to the policy wording documents for more information.
5. Does your insurance cover damage to a rental car?
Our Gold policies cover your rental car excess up to $8,000 for International policies and up to $7,500 in Domestic policies. However, you need to make sure that the rental car is insured (confirmed by the rental company), as we do not pay for full damages to a rental car, only your excess. Please note, motorbikes are excluded.
2. I am overseas right now – can I buy, change or upgrade a policy?
You need to be in Australia at the time of purchasing your insurance. If you are overseas, we are unable to offer you new or different insurance. You may be eligible to extend the dates of your existing cover, so shoot us an email and find out.
4. Do you cover pre-existing medical conditions?
A pre-existing medical condition is any condition for which you have received medical advice, treatment or medication in the last five years. Our policies cover many pre-existing conditions; to see if we cover yours, please complete our medical assessment online or over the phone. Please note, failing to declare a pre-existing condition can void your policy.
6. I'm taking out the top cover, am I covered for anything that can go wrong on my trip?
Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.
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InsureandGo is rated 4.5 out of 5 stars by 10038 customers.
* Price derived from a single trip of 5 days, Individual, age 30, to New Zealand, Pacific & Bali region. Cover for pre-existing medical may require an extra premium.