Cover is excluded for COVID-19. See the latest developments here on COVID-19 Travel Alerts and the global do not travel issued by DFAT on the 18th of March.
Mountain biking Travel Insurance
If you're going mountain biking on your holiday, it's important to make sure that you're well covered by travel insurance.
Our policies cover 90 activities and sports automatically, including mountain biking. Be aware, that the policies don't coverracing, extreme ground conditions, or stunts. Additionally, there is a $250 excess payable for claims relating to mountain biking.
Why Travel With Us for Mountain Biking?
90 Sports and leisure activities automatically covered
24 hour emergency assistance
Unlimited overseas medical expenses
Student loan coverage up to $15,000 in our Backapckers policies
Unlimited cancellation cover in our Gold Policy
14 day cooling off period
1.6 Million travelleres covered per year
Multi award winning travel insurance company
No upfront medical certificates/assessments
Most Common Questions
1. Do you have any restrictions or limits on mountain biking?
"We cover all medical expenses related to mountain biking (not racing or extreme ground conditions or stunts), while you are overseas. We do not cover personal liability, or permanent disablement as a result of this activity. We also do not cover mountain boarding or mountaineering which involves climbing or ice equipment. "
3. I am overseas right now – can I buy, change or upgrade a policy?
You need to be in Australia at the time of purchasing your insurance. If you are overseas, we are unable to offer you new or different insurance. You may be eligible to extend the dates of your existing cover, so shoot us an email and find out.
5. Does your insurance cover damage to a rental car?
Our Gold policies cover your rental car excess up to $8,000 for International policies and up to $7,500 in Domestic policies. However, you need to make sure that the rental car is insured (confirmed by the rental company), as we do not pay for full damages to a rental car, only your excess. Please note, motorbikes are excluded.
2. What does 'excess' mean?
Excess is the amount you pay us in the event of a claim being approved. Our excess applies per person, per event, per claim.
You can choose the excess you want ($100, $200, $0), but be aware this will change the price of your initial premium."
4. Do you cover pre-existing medical conditions?
A pre-existing medical condition is any condition for which you have received medical advice, treatment or medication in the last five years. Our policies cover many pre-existing conditions; to see if we cover yours, please complete our medical assessment online or over the phone. Please note, failing to declare a pre-existing condition can void your policy.
6. 'm taking out the top cover, am I covered for anything that can go wrong on my trip?
Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.
Follow us to keep up to date with competitions, giveaways and all things travel
InsureandGo is rated 4.5 out of 5 stars by 10038 customers.
*Price derived from a single trip of 5 days, Individual, age 30, to New Zealand, Pacific& Bali region. Cover for pre-existing medical may require an extra premium.