InsureandGo will NOT cover any loss, injury, damage or legal liability arising directly or indirectly from travel in, to or through Afghanistan, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan, Syria, Chad, East Timor, Haiti, Lebanon, Liberia, North Korea, Pakistan, Somalia, Uganda, Yemen and Zimbabwe.
The South Pacific: Papua New Guinea, American Samoa, Cook Islands, Fiji Islands, French Polynesia (including Tahiti), Kiribati, New Caledonia, Niue, Samoa, Solomon Islands, Tonga, Tuvalu, Vanuatu, New Zealand, Bali and Lombok only)
Worldwide exc USA:
If your destination is "Worldwide exc USA" you are covered Worldwide excluding USA, Canada, Mexico, Central & South America and Antarctica.
Worldwide inc USA:
If your destination is "Worldwide inc USA" you are covered Worldwide including USA, Canada, Mexico, Central & South America and Antarctica.
South Asia: Sri Lanka, Bangladesh, India, Nepal, Maldivas
South East Asia: Birmania, Brunei, Cambodia, Philippines, Indonesia, Laos, Malaysia, Singapore, Thailand, Vietnam
East Asia: China, South Korea, Hong Kong, Japan, Taiwan
Domestic: Australia, Norfolk Island
Domestic cruises within Australian Territorial waters, or international waters, providing you do not stop at any international port. If you want to travel around Australia before your cruise departs, you will need to buy two separate policies, a Domestic single trip policy for the duration of your trip before boarding and a cruise trip policy for your cruise. (If you select the Domestic cruise policy your baggage will only by covered for a maximum of 72 hours before boarding)
(The Domestic cruise policy also provides cover for stopovers in Australian ports up to 48 hours)
Domestic, NZ and Pacific Cruise:
Cruises that include any Pacific destination and docks at any Australian port after departure (Including final port).
Asia and Domestic
Cruises that include any Asia destination and docks at any Australian port after departure (Including final port).