USA Travel Insurance

If America is your dream holiday destination, we can provide you with the travel insurance you need to make your dream a reality. Our One-trip, and Annual Multi-Trip policies all provide high quality cover at competitive prices, giving you less to worry about as well as more money to spend once you're there.

In our experience, some of the largest claim settlements have been medical cases from the US, but when you choose us, our medical cover is unlimited, giving you peace of mind to enjoy your holiday to the fullest. If you're concerned at all about limits and restrictions, please check our product disclosure statement (hit ctrl+F to search for key words).

We cover singles, couples, families and seniors, with competitively priced policies, that consider all pre-existing medical conditions.

Why Travel With Us to USA?

  • Unlimited overseas medical expenses
  • Baggage cover up to $8000
  • Cover up to 100 years young
  • 24 hour emergency assistance
  • Unlimited dependent children up to the age of 18 insured for free
  • 90 Sports and leisure activities automatically covered
  • 1.6 Million travelleres covered per year
  • Largest Online Travel Insurance Company in the World
  • No upfront medical certificates/assessments

Most Common Questions

1. Does your insurance cover damage to a rental cars and rental motorbikes?

Our Silver and Gold policies cover your rental car excess up to $4000, but not motorbikes. For a rental car to be covered, you need to make sure that it is insured (confirmed by the rental company), as we do not pay for full damages to a rental car, only your excess.

3. What does 'excess' mean?

Excess is the amount you pay us in the event of a claim being approved. Our excess applies per person, per event, per claim. You can choose the excess you want ($100, $200, $0), but be aware this will change the price of your initial premium.

5. I am overseas right now – can I buy, change or upgrade a policy?

You need to be in Australia at the time of purchasing your insurance. If you are overseas, we are unable to offer you new or different insurance. You may be eligible to extend the dates of your existing cover, so shoot us an email and find out.

2. Do you cover flight delays after departure?

Under the InsureandGo Silver and Gold levels of cover, we will reimburse the cost of your necessary additional meals and accommodation expenses, if during a trip, any individual leg of your trip, is delayed for more than 12 hours.

The amount you can claim varies depending on the level of cover that you have purchased with us. Please refer to the policy wording documents for more information.

4. Do you cover pre-existing medical conditions?

A pre-existing medical condition is any condition for which you have received medical advice, treatment or medication in the last five years. Our policies cover many pre-existing conditions; to see if we cover yours, please complete our medical assessment online or over the phone. Please note, failing to declare a pre-existing condition can void your policy.

6. I'm taking out the top cover, am I covered for anything that can go wrong on my trip?

Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.

InsureandGo is rated 4.5 out of 5 stars by 9498  customers.
*Price derived from a single trip of 21 days, Individual, age 30, to Worldwide* Including North and South America and Antarctica region. Cover for pre-existing medical may require an extra premium.
**Price derived from a single trip of 5 days, Individual, age 30, to Worldwide including region. Cover for pre-existing medical may require an extra premium.