Famous for its tropical beaches, stunning temples, incredible nightlife, and world class shopping, there is no wonder why Thailand consistently ranks in the top 5 international destinations Australians choose for their holiday abroad.
Be captivated by the beauty and relaxation of Phuket and the Phi Phi Islands or enjoy Bangkok’s ornate palaces, temples, and its EM District with its endless shopping and dining. InsureandGo offers quality comprehensive travel insurance for Thailand suited to your individual needs.
InsureandGo, Australia's online travel insurance specialist, offers affordable comprehensive policies that are backed by the world’s largest 24/7 assistance network. Purchasing one of our policies for your next Thailand holiday means you can choose from the following cover.
Please read our full insurance policy terms, provisos, exclusions, and conditions for full details regarding this coverage.
When travelling to a destination like Thailand, it is important to include travel insurance for natural disasters. Natural disasters that can occur in Thailand include typhoons, floods, landsides, and tsunamis.
To make a claim due to an unexpected natural disaster, you must have purchased our policy upgrade option and the option must be shown on your policy. Note that there is no coverage for costs incurred relating to a natural disaster if an event is already known prior to purchasing a policy.
Choose our Silver or Gold level of cover for protection against trip cancellation, and consider additional emergency expenses. These are expenses you incur after departure that are over and above what you had originally budgeted to pay, if your trip is disrupted, or you are required to return to your home in Australia because of a natural disaster. These expenses can include things such as accommodation, meals, or travelling costs.
Note that medical cover due to any natural disaster is automatically included in all international policies without purchasing this policy upgrade.
You should always check before planning your travel to Thailand that the country has no specific travel insurance requirements. While we cannot advise on whether or not you should purchase travel insurance to travel to the Thailand; taking out travel insurance is highly recommended by the Australian government and smartraveller.gov.au.
Our Silver and Gold policies cover your rental car excess up to $4000, but not motorbikes. For a rental car to be covered, you need to make sure that it is insured, as we do not pay for full damages to a rental car, only your excess.
InsureandGo only provide cover for medical costs associated to a complication of pregnancy. Costs related to childbirth are covered up until your 32nd week for a single child pregnancy, and up until your 26th week for a multiple child pregnancy.
If you are suffering from a complication of pregnancy and therefore a doctor advises you that you are not fit to travel then claims for cancellation will also be considered. For further information, and a full list of what is considered a complication of pregnancy please go through the Policy Wording Documents.
It depends upon various factors such as your age, how many people are travelling, for how long, if any travellers have pre-existing conditions etc. so we cannot really estimate the cost of the travel insurance to the Thailand without knowing those things. You can fill in your trip details in the quote box above and at the next step; and you will be able to select a policy within three different levels of cover. Please note this policy price will increase if you opt for various other add-ons such as golf, business, natural disaster etc.
A pre-existing medical condition is any condition for which you have received medical advice, treatment or medication in the last five years. Our policies cover many pre-existing conditions; to see if we cover yours; please complete our medical assessment in the last step of the purchase process. Please note, failing to declare a pre-existing condition can leave you without cover in the event of a claim.
Yes, we offer cover for additional emergency expenses you may incur because of a natural disaster, provided you select natural disasters cover in the last step of the purchase journey. This additional fee to be covered for these events is applicable under all levels of cover and the amount you can claim varies depending on the level of cover you choose. Please note that if you do not select this cover you will not be covered for natural disaster. This optional add on can be selected at the end of quotation just before making a payment online or if doing it over the phone our agent will ask you if you wish to add it onto your policy. Whilst you may not be covered for natural disaster if you fail to add on the optional add on, you will still be covered for medical expenses incurred as a result of a natural disaster.
Australians may visit Thailand visa-free for up to 30 days. Should you wish to stay longer you should apply for a tourist visa which will allow you up to 60 days in the country. Thailand also offers several non-immigrant visas, allowing for even longer stays.
Temperatures stay warm in Thailand throughout the year but the country does have a definitive wet and dry season.
Dry Season (November-March): Considered the peak season, expect a lot of tourists especially around the Christmas/New Year holidays. Many festivals take place during this period where monsoons have ended and more comfortable weather can be enjoyed.
Wet Season (July-October): As the rains return, the tourists begin to leave making for less competition when it comes to enjoying all of Thailand’s beauty. Be advised that some activities and services may not be operational during this time. Travelling before the rains during shoulder season (April- May) may be a better option despite hot temperatures and note that the month of June sees an influx of tourists from Europe and Australian students.
There are several factors that can impact your health when holidaying in Thailand, an important reason to take out comprehensive travel insurance. InsureandGo offers cheap travel insurance¹ options which include unlimited overseas medical expenses along with considering all pre-existing medical conditions. To ensure you receive the best medical coverage from InsureandGo, you should declare all of your pre-existing medical conditions when you apply for travel insurance with us.
Tips for Remaining Healthy in Thailand
If you plan to travel to Thailand, it is imperative that you pay attention to the news and check Smartraveller on a regular basis for up to date safety information and travel advice. If you travel against government advice, it may mean your travel insurance with InsureandGo will be void.
Tips for Remaining Safe in Thailand
Thailand is tourist friendly, but there are some customs you should be aware of while travelling