Famous for its tropical beaches, stunning temples, incredible nightlife, and world class shopping, there is no wonder why Thailand consistently ranks in the top 5 international destinations Australians choose for their holiday abroad.
Be captivated by the beauty and relaxation of Phuket and the Phi Phi Islands or enjoy Bangkok’s ornate palaces, temples, and its EM District with its endless shopping and dining. InsureandGo offers quality comprehensive travel insurance for Thailand suited to your individual needs.
InsureandGo, Australia's online travel insurance specialist, offers affordable comprehensive policies that are backed by the world’s largest 24/7 assistance network. Purchasing one of our policies for your next Thailand holiday means you can choose from the following cover.
Please read our full insurance policy terms, provisos, exclusions, and conditions for full details regarding this coverage.
When travelling to a destination like Thailand, it is important to include travel insurance for natural disasters. Natural disasters that can occur in Thailand include typhoons, floods, landsides, and tsunamis.
To make a claim due to an unexpected natural disaster, you must have purchased our policy upgrade option and the option must be shown on your policy. Note that there is no coverage for costs incurred relating to a natural disaster if an event is already known prior to purchasing a policy.
Choose our Silver or Gold level of cover for protection against trip cancellation, and consider additional emergency expenses. These are expenses you incur after departure that are over and above what you had originally budgeted to pay, if your trip is disrupted, or you are required to return to your home in Australia because of a natural disaster. These expenses can include things such as accommodation, meals, or travelling costs.
Note that medical cover due to any natural disaster is automatically included in all international policies without purchasing this policy upgrade.
Excess is the amount you pay us in the event of a claim being approved. Our excess applies per person, per event, per claim. You can choose the excess you want ($100, $200, $0), but be aware this will change the price of your initial premium.
Under the InsureandGo Silver and Gold levels of cover, we will reimburse the cost of your necessary additional meals and accommodation expenses, if during a trip, any individual leg of your trip, is delayed for more than 12 hours.
The amount you can claim varies depending on the level of cover that you have purchased with us. Please refer to the policy wording documents for more information.
Our Silver and Gold policies cover your rental car excess up to $4000, but not motorbikes. For a rental car to be covered, you need to make sure that it is insured (confirmed by the rental company), as we do not pay for full damages to a rental car, only your excess.
You need to be in Australia at the time of purchasing your insurance. If you are overseas, we are unable to offer you new or different insurance. You may be eligible to extend the dates of your existing cover, so shoot us an email and find out.
A pre-existing medical condition is any condition for which you have received medical advice, treatment or medication in the last five years. Our policies cover many pre-existing conditions; to see if we cover yours, please complete our medical assessment online or over the phone. Please note, failing to declare a pre-existing condition can void your policy.
Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.
Australians may visit Thailand visa-free for up to 30 days. Should you wish to stay longer you should apply for a tourist visa which will allow you up to 60 days in the country. Thailand also offers several non-immigrant visas, allowing for even longer stays.
Temperatures stay warm in Thailand throughout the year but the country does have a definitive wet and dry season.
Dry Season (November-March): Considered the peak season, expect a lot of tourists especially around the Christmas/New Year holidays. Many festivals take place during this period where monsoons have ended and more comfortable weather can be enjoyed.
Wet Season (July-October): As the rains return, the tourists begin to leave making for less competition when it comes to enjoying all of Thailand’s beauty. Be advised that some activities and services may not be operational during this time. Travelling before the rains during shoulder season (April- May) may be a better option despite hot temperatures and note that the month of June sees an influx of tourists from Europe and Australian students.
There are several factors that can impact your health when holidaying in Thailand, an important reason to take out comprehensive travel insurance. InsureandGo offers cheap travel insurance¹ options which include unlimited overseas medical expenses along with considering all pre-existing medical conditions. To ensure you receive the best medical coverage from InsureandGo, you should declare all of your pre-existing medical conditions when you apply for travel insurance with us.
Tips for Remaining Healthy in Thailand
If you plan to travel to Thailand, it is imperative that you pay attention to the news and check Smartraveller on a regular basis for up to date safety information and travel advice. If you travel against government advice, it may mean your travel insurance with InsureandGo will be void.
Tips for Remaining Safe in Thailand
Thailand is tourist friendly, but there are some customs you should be aware of while travelling
Travel Insurance from $27* - Price derived from a single trip of 5 days, individual, age 30, to New Zealand, Pacific & Bali region. Cover for pre-existing medical may require an extra premium.