Backpackers Travel Insurance

Travelling with only what is in your backpack provides you with the freedom to blend into local life and live day-to-day. Backpacking is the ultimate way to see the world, as it offers you flexibility on a budget when it comes to your travels.

InsureandGo’s backpackers travel insurance policy has been designed for the spontaneous and adventurous traveller. Whether you are heading overseas for a short trip or an extended period of time, InsureandGo has you covered.

We offer a tailored option for backpackers with up to 18 months of continuous and comprehensive cover.

If you are a more adventurous backpacker, we also provide you with the option to cover yourself for high-risk activities - like cascading, paragliding, skydiving and more.

With InsureandGo’s Backpacker policy, you can return home to Australia (at your own expense) for whatever reason once for up to 14 days, with no need to suspend your policy. Also, our backpackers policy covers up to $15,000 for one-off repayment of your outstanding student loan if you suffer a permanent injury while travelling.

Backpackers policies starts from just $54*.

Key benefits of Backpackers Travel Insurance *

  • Cover for up to $10,000 if you need to cut your trip short (due to an emergency)
  • Higher levels of cover available for valuables like tablets, laptops, phones, cameras and camping gear
  • Unlimited overseas medical expenses
  • Up to 18 months of travel
  • Multiple excess levels to choose from
  • 24-hour emergency support
  • Cover available for additional high-risk activities such as skydiving, mountain biking, paragliding, rock climbing, Segway tours, cascading and triathlons
  • 90+ standard sports and activities covered, including hiking, bungee jumping, kayaking, rafting, tubing and scuba diving

To get your backpackers travel insurance quote instantly, enter your trip details below or contact us

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Your cover

Journey dates

Traveller details

Levels of coverage for backpacker travel insurance

Backpacker Silver Backpacker Gold
Compassionate Home Visit* $10,000 $20,000
Repay Student Loan* $0 $15,000
Home Visit* 1 Included 1 Included
Medical Screening*
Cancellation* $5,000 $10,000
Medical expenses* Unlimited Unlimited
Excess* $150 $150
Emergency expenses* $10,000 $20,000
Personal liability* $1,500,000 $2,500,000
Travel delay expenses* $500 $1,000
Curtailment* $5,000 $10,000
Baggage* $3,000 $6,000
Delayed baggage* $100 $200
Hospital cash allowance* $500 $1,000
Passport and docs* $1,000 $2,000
Personal accident* $25,000
Legal expenses* $5,000 $12,500
Money* $200 $300
Rental vehicle excess waiver* $4,000 $4,000

is rated

** Price derived from a backpackers trip of 5 days, Individual, age 30, to Worldwide excluding region. Cover for pre-existing medical may require an extra premium.

Useful Numbers

Emergency assistance:
+612 9333 3999
Non emergency claims:
1300 550 396

Download our
Backpacker's PDS here

Here's why...

  • Global brand covering over 1.6 million travellers per year.
  • Get a quote in seconds
  • Cover up to the age of 100
  • 24 hours emergency assistance
  • All medical conditions considered
  • Quick and easy claims process

Concerned about pre-existing medical conditions? Click here