Annual multi-trip travel insurance

Welcome, frequent travellers! If you are taking two or more trips this year, InsureandGo’s annual multi-trip cover is a competitively priced travel insurance option that can cover multiple trips under one, easy policy. 

Compare insurance cover levels and select the one that is going to best suit your trips. If you're having trouble, call us.

Why Travel With Us for Annual Trip?

  • Unlimited number of international trips
  • Unlimited overseas medical expenses
  • Up to 30,45,60 days per trip options
  • Unlimited cancellation cover
  • Baggage covered up to $8,000
  • Annual Multi-trip policies from just $240*
  • All pre-existing medical conditions considered online
  • 1.6M travellers covered per year
  • Largest Online Travel Insurance Company in the World

What does an annual multi-trip policy bring you?

  • Save money and cover yourself for unlimited trips – travel as much as you like!
  • Choose cover for journeys of up to 30, 45 or 60 days
  • 90 sports/activities included in your policy, such as hiking, diving, snorkelling, golfing, cycling, kayaking and bungee jumping
  • Upgrade your policy to include cover for winter sports
  • Choose our Silver or Gold package and receive up to $4,000 cover for rental car excesses

For Annual multi-trip policies the maximum trip duration covered is restricted by the policy option selected and will be either 30, 45 or 60 days, after which you must return to Australia before commencing a new trip.

Only taking one trip? Or travelling domestically?

InsureandGo provides comprehensive and affordable travel insurance for single, overseas trips and domestic trips within Australia. Learn more about our one trip travel insurance or visit our domestic insurance page for more information.

* Price derived from an Annual Multi Trip 30 days, Individual, age 30, to Worldwide excluding region. Cover for pre-existing medical may require an extra premium.

Most Common Questions

1. Is winter sports automatically included with this policy?

You will need to add the ‘Winter Sports’ options to be covered for any expenses you may incur as a result of participating in winter sports activities. You may purchase a separate additional policy (before leaving on your trip) for a single trip that incldes winter sports, if you would like to add it retrospectively.

3. Are medical expenses included?

Our policies provide for unlimited necessary emergency medical costs incurred whilst outside of Australia. These can include ambulance, surgery, medications, and repatriations. For a full list of benefits and exclusions, please read our product disclosure statement (ctrl+f to search for key terms).

5. Why should I buy an AMT policy?

The type of insurance you buy is entirely up to you, however, if you want to be covered for unlimited trips throughout the year the AMT policy might be the right fit for you.

7. I'm taking out cover for a whole year, am I covered for anything that can go wrong on my trip?

Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.

2. Do I have to notify you every time I travel?

You are free to travel whenever you like, just make sure you stick to your policy's duration and destination bracket.

4. How do duration-based travel limits work?

When you select your AMT policy, the three cover options to choose from are based on the maximum duration of the trips you intend to take throughout the year (30, 45 or 90 days). The insurance payouts for each policy are the same.

6. Are cruises covered under an AMT Policy?

Our AMT policies automatically cover you for on-board hospital, medical and surgical expenses while on your cruise.

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