Major Travel Alerts | Cover for novel coronavirus (Covid-19) is not available/ Cover for China is not currently available due to DFAT Travel Advice
15% off travel insurance for Seniors Card Members
InsureandGo understand Seniors love to travel, so we’ve created a travel insurance product that suits the needs of the senior traveller. Whether you’re embarking on a cruise, exploring a new part of the world, or catching up with family and friends, our policies can cover your needs.
In addition, our policies are award winning with accolades from CANSTAR for "outstanding value" in 2013, 2014 & 2015 and acknowledged as "Best Travel Insurer" by Mozo in 2014.
Simply quote the promo code: "seniors15" to save 15% on travel insurance.
If you've got more questions, scroll for our FAQs, or give us a ring on 1300 401 177.
Why Travel With Us?
Cover up to 100 years young
Unlimited cancellation cover in our Gold Policy
No upfront medical certificates/assessments
Baggage cover up to $15,000
14 day cooling off period
Unlimited overseas medical expenses
Travel with an award-winning travel insurance company
Tailored cruise travel insurance is available
1.6M travellers covered per year
Most Common Questions
1. I am currently 64; do I still count as a Senior?
We offer discounts for all people who are members of Seniors. If you are 64 and hold a senior membership card, you may be entitled to a discount with us.
3. Do you cover pre-existing medical conditions?
A pre-existing medical condition is any condition for which you have received medical advice, treatment or medication in the last five years. Our policies cover many pre-existing conditions; to see if we cover yours, please complete our medical assessment online or over the phone. Please note, failing to declare a pre-existing condition can void your policy.
5. Does your insurance cover damage to a rental car?
Our Silver and Gold policies cover your rental car excess for up to $4,000 and $8,000 respectively, but not for motorbikes. For a rental car to be covered, you need to make sure that it is insured (confirmed by the rental company), as we do not pay for full damages to a rental car, only your excess.
7. I'm taking out the top cover, am I covered for anything that can go wrong on my trip?
Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.
2. Is there a Senior's travel insurance policy I need to purchase?
No. Simply select the trip type that best describes your journey.
4. I have an elderly parent, am I covered if I have to cancel or cut my trip short due to something happening to my parents?
With our Silver and Gold policies, we do offer cover for cancelling your trip prior to departure due to the unforeseen accident, illness or injury of one of your parents. Your parents must live in Australia and be in Australia at the time, and this cover does not include any cover for pre-existing medical conditions.
6. Do you cover travel delays and connecting flights?
We will reimburse the cost of your necessary additional meals and accommodation expenses up to the amount in your policy, if any individual leg of your trip is delayed for more than 12 hours, as long as you eventually go on the holiday. Sub-limits per 12 hours apply.
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InsureandGo is rated 4.5 out of 5 stars by 10038 customers.
*Price derived from a single trip of 5 days, individual, age 60, to New Zealand, Pacific & Bali region after the discount has been applied. Cover for pre-existing medical may require an extra premium.
View all competition terms and conditions here. Permit number: LTPS/19/38881.