Cruise travel insurance


If you are planning a cruise adventure then don’t forget to sail with InsureandGo Cruise Travel Insurance.

At InsureandGo we truly believe cruises are a fantastic way to explore the world. Our Cruise Travel Insurance has been created to meet the needs of cruise travellers. It offers unique benefits such as cruise delay, on-board and on-shore medical expense cover, missed port cover and will cover you while you are on land during your holiday.

Are you ready to cruise with peace-of-mind? Choose your cruising destination above or call us and get a quote in just seconds! Don’t forget to mention the promo code: Cruise10 and save 10% off any of our policies.

Why Travel With Us?

  • Reimbursements for shore excursions that are cancelled/interrupted by the cruise liner
  • Tailored cruise travel insurance is available
  • Cabin confinement for medical reasons (with med cert.)
  • Cruise delays
  • Emergency medical transportation
  • Missed cruise departure
  • Missed port cover for weather/timetable restrictions
  • Travel with an award-winning travel insurance company
  • 1.6 Million travellers covered per year

Most Common Questions

1. What does 'excess' mean?

Excess is the amount you pay us in the event of a claim being approved. Our excess applies per person, per event, per claim.

You can choose the excess you want ($100, $200, $0), but be aware this will change the price of your initial premium.

3. Do you cover travel delays and connecting flights?

Our policies only cover your flight departing and arriving to Australia directly. If your flight is delayed, and you book an alternative flight, we do not cover the cost of your new flight. We do, however, offer some compensation if your fight has been delayed for more than 12 hours in some circumstances. Unfortunately, we do not cover connecting flights.

5. Does your insurance cover damage to a rental cars and rental motorbikes?

Our Silver and Gold policies cover your rental car excess up to $4000, but not motorbikes. For a rental car to be covered, you need to make sure that it is insured (confirmed by the rental company), as we do not pay for full damages to a rental car, only your excess.

2. I am overseas right now – can I buy, change or upgrade a policy?

You need to be in Australia at the time of purchasing your insurance. If you are overseas, we are unable to offer you new or different insurance. You may be eligible to extend the dates of your existing cover, so shoot us an email and find out.

4. Do you cover pre-existing medical conditions?

A pre-existing medical condition is any condition for which you have received medical advice, treatment or medication in the last five years. Our policies cover many pre-existing conditions; to see if we cover yours, please complete our medical assessment online or over the phone. Please note, failing to declare a pre-existing condition can void your policy.

6. I'm taking out the top cover, am I covered for anything that can go wrong on my trip?

Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.

InsureandGo is rated 4.5 out of 5 stars by 10038  customers.

Travel Insurance from $27* - Price derived from a single trip of 5 days, individual, age 30, to New Zealand, Pacific & Bali region. Cover for pre-existing medical may require an extra premium.

Please be aware Medical expenses are not covered when you travel in Australia (Onshore). This includes if you declare any pre-existing medical conditions.

*Price derived from a cruise trip of 5 days, Individual, age 40, to New Zealand, Pacific & Bali region. Cover for pre-existing medical may require an extra premium.