Travel insurance for pre-existing Medical Conditions

At InsureandGo, we think that having a medical condition shouldn’t make getting a travel insurance policy extra difficult.

We assess and consider all pre-existing medical conditions, no matter what they are or how recently they occurred.

Our quick and easy online questionnaire can determine instantly whether your pre-existing condition can be covered. There’s no need for upfront medical assessments or certificates when you purchase with us and many of our pre-existing conditions can be covered at no extra charge.

What do we offer at InsureandGo:

  • Consideration of any pre-existing medical condition – we don’t automatically exclude anything!
  • No pesky medical evaluations or doctor’s reports required at time of purchase until you claim
  • Many medical conditions covered under our standard policies at no additional cost to you
  • Find out straight away whether your pre-existing condition can be covered by us, no waiting around for a response
  • Once approved, unlimited medical/hospital cover for your trip, regardless of which cover level you choose

Why declare your pre-existing medical condition?

When applying for travel insurance, it’s important to declare your pre-existing medical conditions so that you can obtain the right level of cover for your holiday.

If you fail to tell any provider about your medical condition, it can make your policy void and you can find yourself overseas without cover.


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Why consider InsureandGo?

In the Australian marketplace, obtaining travel insurance for a pre-existing medical condition can be difficult. Many providers can routinely exclude various medical conditions from cover, without even asking you any questions.

At InsureandGo, things are a little different. Whether you’ve had a heart attack, have high blood pressure or simply have an old sports injury, talk to us.

It only takes a minute or two, and we’ll tell you immediately whether your pre-existing condition can by covered by our competitive travel insurance packages.

Call InsureandGo today and find out instantly whether your pre-existing condition can be covered.


Compare our Levels of coverage for International Travel Insurance

Bare Essentials Silver Gold
Medical screening
Cancellation $15,000 Unlimited
Medical expenses Unlimited Unlimited Unlimited
Personal liability $1,500,000 $2,500,000 $5,000,000
Emergency expenses $5,000 $15,000 $50,000
Excess $100 $100 $100
Travel delay $1,000 $2,000
Curtailment $15,000 Unlimited
Baggage $2,000 $6,000 $8,000
Delayed baggage $500 $750
Hospital benefit $2,500 $5,000
Passport and docs $2,500 $5,000
Personal accident $37,500 $50,000
Legal expenses $10,000 $25,000
Financial default $1,000 $1,000
Money $250 $500
Hijack $2,500
Pet care $600
Journey resumption $3,000
Loss of income $5,200 $10,400
Rental vehicle excess waiver $4,000 $4,000
Winter sports cover (optional) $1,250 $1,250 $1,250
Business sports cover (optional) $2,500 $2,500 $2,500
Golf cover (optional) $3,000 $3,000 $3,000

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Useful Numbers

Emergency assistance:
+612 9333 3999
Non emergency claims:
1300 550 396

Download our PDS
Click here

InsureandGo?
Here's why...

  • Global brand covering over 1.6 million travellers per year.
  • Get a quote in seconds
  • Cover up to the age of 100
  • 24 hours emergency assistance
  • All medical conditions considered
  • Quick and easy claims process

Concerned about pre-existing medical conditions? Click here