Pre-existing Medical Conditions

Back pain, Raised Blood pressure, Hip replacement, Sports injuries, Heart attacks, Angina, Strokes, let’s face it we all have some ailments; because of this InsureandGo do not automatically exclude any medical condition. Instead every condition is assessed via a specifically designed system to evaluate whether we can provide cover. After the screening process you will find many of the conditions are covered at no extra charge and because medical costs vary dramatically between countries InsureandGo offer unlimited medical cover (for your peace of mind). Just give us a call (or at the last stage of the online quote process) and we can take you through the process, there is no need for a doctor’s certificate, medical reports or a medical evaluation, one simple questionnaire and you will automatically be given an answer.

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Your cover

Journey dates

Traveller details

Key benefits *

  • All Medical Conditions considered by completing a simple medical questionnaire
  • The medical questionnaire can be completed quickly online or via our friendly call centre
  • Many conditions can be covered at no extra charge
  • Once approved, unlimited Medical Expenses available for Pre-Existing conditions for all destinations
  • No doctors certificates or medical evaluations required

Note: Conditions Apply. See below *.

Levels of coverage

Bare Essentials Silver Gold
Medical screening
Cancellation $15,000 Unlimited
Medical expenses Unlimited Unlimited Unlimited
Personal liability $1,500,000 $2,500,000 $5,000,000
Emergency expenses $5,000 $15,000 $50,000
Excess $100 $100 $100
Travel delay $1,000 $2,000
Curtailment $15,000 Unlimited
Baggage $2,000 $6,000 $8,000
Delayed baggage $500 $750
Hospital benefit $2,500 $5,000
Passport and docs $2,500 $5,000
Personal accident $37,500 $50,000
Legal expenses $10,000 $25,000
Financial default $1,000 $1,000
Money $250 $500
Hijack $2,500
Pet care $600
Journey resumption $3,000
Loss of income $5,200 $10,400
Rental vehicle excess waiver $4,000 $4,000
Winter sports cover $1,250** $1,250** $1,250**
Business cover $2,500** $2,500** $2,500**
Golf cover $3,000** $3,000** $3,000**

** Optional cover items


* Features listed above are for international travel policy holders, Domestic travel PDS is available here. Please read the domestic PDS to decide if our cover is right for you.

Useful Numbers

Emergency assistance:
+612 9333 3999
Non emergency claims:
1300 401 177

Download our PDS
Click here

InsureandGo?
Here's why...

  • Global brand covering over 1.6 million travellers per year.
  • Get a quote in seconds
  • Cover up to the age of 100
  • 24 hours emergency assistance
  • All medical conditions considered
  • Quick and easy claims process

Concerned about pre-existing medical conditions? Click here