Online Travel Insurance

Buying your travel insurance on the internet can be a challenging task if you don’t know what to look out for and can often be a confusing task. We can cut the time down for you with some simple but effective tips.

Choosing the right excess

An excess is the first amount of a claim which will not be paid by the insurance company. You should always check what excess your policy has before buying. Some travel insurance policies give you the choice of excess levels. This is a good thing – it enables you to choose whether to minimize your upfront premium and pay a higher excess when you claim or pay a little bit more now, but minimizes your excess should you need to claim. As a general rule, the higher the excess, the lower the premium.

Additional cover for an existing medical condition

If you have a chronic or ongoing condition, you will most likely have to follow a medical assessment procedure. To make your life easier, some conditions are automatically covered at InsureandGo.